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Financial Calculator Suite

Reviewed by Finin2min Editorial Desk · Last reviewed 7 September 2026

2-minute answer

Financial Calculator Suite is a decision-support tool. Use exact inputs, review the assumptions and applicable legal/rate framework, and keep the underlying documents before relying on the output.

What this page answers

  • Page content
  • 🚀 iTax — Advanced Income Tax Engine
  • Fast Answers for Everyday Tax, GST, Payroll & Compliance Questions
  • 🧾 Income Tax & Filing
  • 💼 Salary & Employee Benefits

Practical checklist

  • Enter facts from source documents, not estimates where exact figures are available.
  • Review the assumptions/rate framework before relying on the result.
  • Test edge cases such as thresholds, dates, ownership shares or special-status cases.
  • Use the output as a working computation and retain the supporting evidence.

Official sources

    Related Finin2min guidance

    Reviewed for currentness and usability on the date shown on this page. Where facts, notifications or portal behaviour differ, the primary authority prevails.

    Page content

    Calculation engines built for India's finance professionals and individuals. FY 2025-26 & 2026-27 rates. Export to PDF or Excel.

    No tools match your search. Try a broader term, or clear the filter to see all tools.

    🚀 iTax — Advanced Income Tax Engine

    Old vs New Regime · F&O Taxation · Surcharge Marginal Relief · LTCG / STCG · PDF & Excel Export

    FLAGSHIP · FY 2025-26 / AY 2026-27 Open Calculator →
    🏦 Loan & EMI
    EMI Calculator
    Home loan, car loan, personal loan — amortisation schedule with total interest cost breakdown.
    Amortisation Prepayment PDF Export
    Open Calculator →
    📈 Mutual Funds
    SIP Calculator
    Monte Carlo simulation, step-up SIP, inflation-adjusted returns, and XIRR for realistic wealth projections.
    Monte Carlo Step-up SIP XIRR
    Open Calculator →
    🏠 Real Estate
    Buy vs Rent
    DCF-based total cost of ownership model — true financial cost of buying vs renting a home in India.
    DCF Model Opportunity Cost Tax Benefit
    Open Calculator →
    🚗 Auto / Asset
    Lease vs Buy
    NPV-based lease vs purchase analysis for vehicles, equipment, and commercial assets — with residual value.
    NPV Analysis Residual Value Tax Shield
    Open Calculator →
    ⚡ EV / Auto
    EV Total Cost of Ownership
    Compare electric vs petrol/diesel over 5–10 years: fuel savings, FAME subsidy, charging infrastructure, resale.
    FAME Subsidy Fuel Savings 5-yr TCO
    Open Calculator →
    💳 Credit
    Credit Card Reward Optimizer
    Compare credit card reward rates, annual fees, and cashback across your spending categories to maximise returns.
    Reward Rate Cashback Fee vs Benefit
    Open Calculator →
    📊 Tax
    Capital Gains Tax
    LTCG / STCG for equity, debt, real estate, and gold — post-Budget 2024 rules, indexation, and set-off planning.
    LTCG / STCG Indexation Real Estate
    Open Calculator →
    💼 Salary
    Salary Optimizer
    Restructure CTC components — HRA, LTA, NPS, flexi-pay — to legally maximise take-home pay and reduce TDS.
    HRA Optimisation NPS Benefit TDS Reduction
    Open Calculator →
    ⚖️ Investing
    Compare Investments
    SIP vs FD vs Gold vs Property vs PPF vs NPS — post-tax, inflation-adjusted returns side-by-side.
    Post-Tax Returns Inflation-Adjusted Goal Planning
    Open Calculator →

    ⚠ Calculators are for illustrative purposes only. Results may vary based on individual circumstances. Validate with a qualified professional before making financial decisions. © 2026 Finin2min.

    Quick Utility Tools

    Fast Answers for Everyday Tax, GST, Payroll & Compliance Questions

    Free, single-purpose tools for the recurring questions salaried employees, businesses and taxpayers search for most — each grounded in the current official rules and forms.

    🧾 Income Tax & Filing

    Advance Tax Instalment Planner Advance Tax Interest Calculator Agricultural Income Partial-Integration Calculator Bank Interest Deduction Disability Deduction Calculator Donation Deduction Calculator Form 121 Eligibility Checker Form 16, Form 26AS and AIS Tax-Credit Reconciler Income-Tax Loss Set-Off and Carry-Forward Checker Income-Tax Notice and Intimation Resolver Income-Tax Refund Interest Calculator Income-Tax Refund Status and Failure Resolver ITR Document Checklist Generator ITR Form Selector ITR Late-Filing Fee and Interest Calculator Specified Disease Medical Deduction TDS Calculator and Common Rate Finder TDS Interest and Late-Filing Fee Calculator Updated Return Additional Tax Calculator Dividend Income Tax and TDS Credit Calculator Savings and Deposit Interest Tax Calculator Notice Period Pay and Recovery Calculator NRI Property Sale TDS Estimator — Section 195 Rent Deduction Calculator — Section 80GG and Form 10BA Section 87A Rebate and New-Regime Marginal Relief Calculator — AY 2026–27 Salary and Pension Standard Deduction Calculator Stock, Intraday and F&O Trading Turnover Calculator Income-Tax Surcharge and Marginal Relief Calculator Capital Gains Tax-Loss Harvesting Calculator Old vs New Tax Regime Calculator — AY 2026–27 Wage Deduction Cap and Payroll Recovery Checker

    💼 Salary & Employee Benefits

    CTC to In-Hand Salary Calculator Family Pension Standard Deduction Calculator Gratuity Payable and Tax Exemption Calculator HRA Exemption Calculator Labour Codes Wage Definition and 50% Allowance Calculator Leave Encashment Tax Exemption Calculator Maternity Benefit Eligibility and Leave Calculator Retrenchment Compensation and Notice Pay Calculator Salary Arrears Relief Calculator Statutory Bonus Eligibility and Amount Calculator

    🧮 GST & Indirect Tax

    GST Calculator GST Composition Scheme Eligibility Checker GST E-Invoice Applicability Checker GST E-Way Bill Applicability Checker GST Input Tax Credit Eligibility and Blocked-Credit Checker GST Late Fee and Interest Estimator GST LUT Eligibility and Export Action Checker GST QRMP Eligibility and Due-Date Checker GST Refund Route and RFD-01 Checklist GST Registration Applicability Checker GST Registration Cancellation, Revocation and Appeal Resolver GST Reverse Charge Applicability Checker GST Tax Invoice Generator GSTIN Format and Checksum Validator GSTR-1, GSTR-3B and GSTR-2B Reconciliation Tool GSTR-9 and GSTR-9C Applicability Checker GST Rate Finder by HSN, SAC & Item Name GST E-Commerce TCS Calculator and Reconciliation GST Interest on Delayed Tax Payment Calculator GST Input Service Distributor Credit Allocation Calculator GST 180-Day ITC Reversal and Reclaim Calculator GST Return Late Fee Calculator GST Place of Supply and Tax-Type Checker GST Rule 42 Common ITC Reversal Calculator GST Time of Supply and Tax-Date Calculator GST Value of Supply Calculator — Discounts, Subsidies and Pure Agent Import Duty, IGST and Landed Cost Calculator

    🏦 Retirement & Social Security

    EPF Establishment and Employee Coverage Checker EPF Withdrawal TDS Calculator EPF, EPS and VPF Contribution Calculator EPS Monthly Pension Estimator ESI Contribution and Coverage Calculator FEMA Residential Status Checker Indian Residential Status Calculator NPS Retirement Corpus and Pension Calculator NPS Tax Deduction Calculator PF Claim Rejection and UAN Problem Resolver PPF Calculator

    🏠 Property & Housing

    Home Loan Balance Transfer Calculator Home Loan Tax Benefit Calculator House Property Income Calculator Property Purchase TDS Calculator Rent Receipt Generator Rent TDS Calculator Rental Yield and Property Return Calculator Stamp Duty Calculator India Car Affordability and Total Monthly Cost Calculator Debt-to-Income and FOIR Calculator Flat Rate vs Reducing Balance Loan Comparator Home Affordability and Safe EMI Calculator Loan APR and Effective Cost Calculator Home Loan Amortization and Extra-Payment Calculator Property Purchase All-In Cost Calculator Rent Escalation and Total Occupancy Cost Calculator

    📈 Savings, Goals & Investments

    CAGR and XIRR Return Calculator Emergency Fund Calculator FD and RD Maturity Calculator FIRE Number and Financial Independence Calculator Goal Investment and SIP Calculator Retirement Corpus and Monthly Investment Gap Calculator Section 80C and Schedule XV Deduction Planner Sukanya Samriddhi Account Calculator Systematic Withdrawal Plan Longevity Calculator Portfolio Asset Allocation Rebalancing Calculator Bond Duration and Interest-Rate Sensitivity Calculator Bond Yield to Maturity Calculator Dividend Yield, Payout and Income Calculator Child Education Goal and SIP Calculator Personal Net Worth Calculator Portfolio Return Contribution Calculator Inflation-Adjusted Real Return Calculator Household Savings Rate Calculator Step-Up SIP Future Value Calculator Wedding Goal Cost and Savings Calculator

    📊 Capital Gains & Employee Equity

    Capital Gains Exemption Calculator Problem Solvers Lab — 18 Event-Driven Tools Annuity IRR & Inflation Calculator Bond Ladder & Goal Matcher Share Buyback Tax & Loss Calculator Credit Report ₹100/Day Compensation DICGC ₹5 Lakh Deposit Insurance Calculator GST Rule 43 ITC Reversal Calculator GST Rule 86B 1% Cash Payment Checker Health Insurance Claim Deduction Estimator Health Insurance Claim vs Self-Pay Calculator Life Insurance XIRR & Surrender Analyzer Loan Prepayment Charge Rights Checker MSME 43B(h) Disallowance Calculator RBI Ombudsman 2026 Complaint Checker REIT / InvIT Distribution Tax Calculator RERA Delay Interest & Remedy Calculator RSU/ESPP Foreign Shares Tax Reconciler Unauthorised Transaction Liability Calculator UPI Failed Transaction Compensation Calculator Indian Tax Case Law Search — 1,390 Judgments Cost Inflation Index (CII) and Indexation Calculator Crypto and VDA Tax & TDS Calculator ESOP Tax Calculator Gift Taxability Checker

    🛡️ Loans & Insurance

    Education Loan Interest Deduction Calculator Health Insurance Deduction Calculator Loan Prepayment Savings Calculator Term Insurance Cover Need Calculator Critical Illness Cover Need Calculator Health Insurance Cover Need Calculator Personal Accident and Disability Cover Need Calculator Health Super Top-Up Deductible and Claim Split Calculator

    🌍 International Tax & FEMA

    DTAA and Unilateral Relief Method Selector Foreign Asset and Income Reporting Checker Foreign Tax Credit Calculator Liberalised Remittance Scheme Annual Limit Tracker LRS and Overseas Tour TCS Calculator NRI Income-Tax Return Filing Checker NRE, NRO and FCNR Account Selector NRE, NRO, FCNR and RFC Interest Taxability Checker NRO and Property-Sale Repatriation Limit Tracker ODI vs OPI Overseas Investment Route Checker

    🏢 Company Law & MSME

    Companies Act Small Company Status Checker CSR Applicability and Spending Calculator Internal Audit Applicability Checker MSME and Udyam Classification Checker MSME Delayed Payment Interest Calculator Presumptive Tax Calculator Secretarial Audit Applicability Checker Tax Audit Applicability Checker AGM Due Date and Extension Calculator Companies Act Annual Filing Due Date Calculator Section 89 Beneficial Interest Filing Due Date Checker Board Meeting Frequency, Gap and Quorum Checker CARO 2020 Applicability Checker MCA Charge Registration Due Date and Fee Route Checker Company Deposit Acceptance Route Checker Director Disqualification Risk Checker — Section 164 Director KYC and DIR-3 KYC Due-Date Checker Loan to Director and Connected Entity Checker — Section 185 Private Placement Compliance Checker — Section 42 Companies Act Related-Party Transaction Approval Checker Significant Beneficial Owner Checker — BEN-1 and BEN-2 Inter-Corporate Loan, Guarantee and Investment Limit Calculator — Section 186 XBRL Filing Applicability Checker — AOC-4 XBRL

    📅 Business & Compliance

    India Monthly Compliance Calendar Builder

    🗂️ Finance Utilities

    PAN–Aadhaar Link Status and Action Hub Leave Travel Allowance Exemption Calculator

    👥 Labour, Payroll & Compliance

    Contract Labour Licence and Principal Employer Checker Employer Payroll Cost and Statutory Provision Calculator Employee Full and Final Settlement Calculator Leave Accrual, Balance and Encashment Planner Overtime Pay and Working-Hours Calculator — Labour Codes POSH Internal Committee Applicability and Composition Checker Salary Proration and Joining/Exit Month Calculator Severance and Exit Package Scenario Calculator

    ⚙️ Business Finance & CFO Tools

    Break-Even Sales and Units Calculator Startup Cash Runway and Burn Calculator Contribution Margin, Markup and Profit Calculator Discounted Cash Flow Valuation Calculator Debt Service Coverage Ratio Calculator Economic Order Quantity and Reorder Point Calculator Invoice Factoring Cost and Effective Annual Rate Calculator Inventory Turnover, Days and Carrying Cost Calculator Internal Rate of Return Calculator Make-or-Buy Cost Decision Calculator Net Present Value Calculator Payback, Discounted Payback and Profitability Index Calculator Target Profit Pricing Calculator Receivables Ageing and Expected Credit Loss Planner Supplier Early-Payment Discount vs Credit Calculator Weighted Average Cost of Capital Calculator Cash Conversion Cycle and Working Capital Calculator

    🚀 Startup, SaaS & Valuation Tools

    SaaS Burn Multiple and Growth Efficiency Calculator Customer Acquisition Cost, LTV and Payback Calculator Cap Table Ownership and New-Issue Calculator Customer Churn, Gross Revenue Retention and NRR Calculator ESOP Pool Top-Up Dilution Calculator MRR, ARR and Recurring Revenue Bridge Calculator SaaS Rule of 40 Calculator SaaS Unit Economics Scorecard Startup Funding Dilution Calculator Enterprise Value and Valuation Multiples Calculator

    🧭 Strategy & Portfolio Lab

    Strategy & Portfolio Lab: Investment Tools India AMFI Mutual Fund Flows & AUM Dashboard India Barbell Portfolio Allocation & Stress Test Calculator Coffee Can Quality Stock Screening Calculator Core & Satellite Portfolio Strategy Calculator Factor Investing Allocation & Concentration Lab Mutual Fund Explorer: Category, Plan & TER Filters Goal-Based Asset Allocation Glide Path Calculator Magic Formula Earnings Yield & ROC Ranking Lab Mutual Fund & ETF NAV Risk-Return Analyzer Portfolio Monte Carlo Retirement & Goal Simulator Mutual Fund & ETF Portfolio Overlap Calculator Portfolio X-Ray: Allocation, TER & Concentration Position Size, Stop Loss & Trade Risk Calculator Retirement Bucket Strategy & Stress Test Calculator Safe Withdrawal Rate & Guardrail Strategy Calculator SIP Portfolio Goal Gap & Step-Up Calculator

    ⚠ Utility tools are for quick reference and screening only, not a substitute for filing software or professional advice. Verify against the current official source before acting. © 2026 Finin2min.

    Learn Before You Calculate

    Understand the Rules Behind the Numbers

    Each calculator follows specific statutory provisions — these hubs explain the underlying law.

    Income Tax Calculator → Income-tax Act 2025
    Regime rules, slabs and deductions behind the iTax engine
    Salary Optimizer → Income Tax & Salary Hub
    HRA, Section 80C/80D and regime break-even guidance
    Credit Card Rewards → Companies Act & Compliance
    Issuer disclosure and governance context for card terms
    EMI / SIP / Buy vs Rent → Personal Finance Hub
    Loan structuring, SIP strategy and home-buying fundamentals
    Browse the Full Knowledge Center →

    Need Expert Guidance?

    Connect with CAs, CMAs, and financial experts for personalised advice beyond the numbers.

    Find a Professional →

    Related guidance: Finin2min | Income Tax, SIP, EMI & Finance Calculators · Compare Financial Decisions | Finin2min