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Financial Calculator Suite

Institutional-grade engines built for India's finance professionals. FY 2025-26 & 2026-27 compliant. Export to PDF or Excel.

🚀 iTax — Advanced Income Tax Engine

Old vs New Regime · F&O Taxation · Surcharge Marginal Relief · LTCG / STCG · PDF & Excel Export

FLAGSHIP · FY 2026-27 READY Open Calculator →
🏦 Loan & EMI
EMI Calculator
Home loan, car loan, personal loan — amortisation schedule with total interest cost breakdown.
Amortisation Prepayment PDF Export
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📈 Mutual Funds
SIP Calculator
Monte Carlo simulation, step-up SIP, inflation-adjusted returns, and XIRR for realistic wealth projections.
Monte Carlo Step-up SIP XIRR
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🏠 Real Estate
Buy vs Rent
DCF-based total cost of ownership model — true financial cost of buying vs renting a home in India.
DCF Model Opportunity Cost Tax Benefit
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🚗 Auto / Asset
Lease vs Buy
NPV-based lease vs purchase analysis for vehicles, equipment, and commercial assets — with residual value.
NPV Analysis Residual Value Tax Shield
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⚡ EV / Auto
EV Total Cost of Ownership
Compare electric vs petrol/diesel over 5–10 years: fuel savings, FAME subsidy, charging infrastructure, resale.
FAME Subsidy Fuel Savings 5-yr TCO
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💳 Credit
Credit Card Reward Optimizer
Compare credit card reward rates, annual fees, and cashback across your spending categories to maximise returns.
Reward Rate Cashback Fee vs Benefit
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📊 Tax
Capital Gains Tax
LTCG / STCG for equity, debt, real estate, and gold — post-Budget 2024 rules, indexation, and set-off planning.
LTCG / STCG Indexation Real Estate
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💼 Salary
Salary Optimizer
Restructure CTC components — HRA, LTA, NPS, flexi-pay — to legally maximise take-home pay and reduce TDS.
HRA Optimisation NPS Benefit TDS Reduction
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⚠ Calculators are for illustrative purposes only. Results may vary based on individual circumstances. Validate with a qualified professional before making financial decisions. © 2026 Finin2min.

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