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🧮 Free Professional Tools

Financial Calculator Suite

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Calculation engines built for India's finance professionals and individuals. FY 2025-26 & 2026-27 rates. Export to PDF or Excel.

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🚀 iTax — Advanced Income Tax Engine

Old vs New Regime · F&O Taxation · Surcharge Marginal Relief · LTCG / STCG · PDF & Excel Export

FLAGSHIP · FY 2025-26 / AY 2026-27 Open Calculator →
🏦 Loan & EMI
EMI Calculator
Home loan, car loan, personal loan — amortisation schedule with total interest cost breakdown.
Amortisation Prepayment PDF Export
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📈 Mutual Funds
SIP Calculator
Monte Carlo simulation, step-up SIP, inflation-adjusted returns, and XIRR for realistic wealth projections.
Monte Carlo Step-up SIP XIRR
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🏠 Real Estate
Buy vs Rent
DCF-based total cost of ownership model — true financial cost of buying vs renting a home in India.
DCF Model Opportunity Cost Tax Benefit
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🚗 Auto / Asset
Lease vs Buy
NPV-based lease vs purchase analysis for vehicles, equipment, and commercial assets — with residual value.
NPV Analysis Residual Value Tax Shield
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⚡ EV / Auto
EV Total Cost of Ownership
Compare electric vs petrol/diesel over 5–10 years: fuel savings, FAME subsidy, charging infrastructure, resale.
FAME Subsidy Fuel Savings 5-yr TCO
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💳 Credit
Credit Card Reward Optimizer
Compare credit card reward rates, annual fees, and cashback across your spending categories to maximise returns.
Reward Rate Cashback Fee vs Benefit
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📊 Tax
Capital Gains Tax
LTCG / STCG for equity, debt, real estate, and gold — post-Budget 2024 rules, indexation, and set-off planning.
LTCG / STCG Indexation Real Estate
Open Calculator →
💼 Salary
Salary Optimizer
Restructure CTC components — HRA, LTA, NPS, flexi-pay — to legally maximise take-home pay and reduce TDS.
HRA Optimisation NPS Benefit TDS Reduction
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⚖️ Investing
Compare Investments
SIP vs FD vs Gold vs Property vs PPF vs NPS — post-tax, inflation-adjusted returns side-by-side.
Post-Tax Returns Inflation-Adjusted Goal Planning
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⚠ Calculators are for illustrative purposes only. Results may vary based on individual circumstances. Validate with a qualified professional before making financial decisions. © 2026 Finin2min.

Quick Utility Tools

Fast Answers for Everyday Tax, GST, Payroll & Compliance Questions

Free, single-purpose tools for the recurring questions salaried employees, businesses and taxpayers search for most — each grounded in the current official rules and forms.

🧾 Income Tax & Filing

Advance Tax Instalment Planner Advance Tax Interest Calculator Agricultural Income Partial-Integration Calculator Bank Interest Deduction Disability Deduction Calculator Donation Deduction Calculator Form 121 Eligibility Checker Form 16, Form 26AS and AIS Tax-Credit Reconciler Income-Tax Loss Set-Off and Carry-Forward Checker Income-Tax Notice and Intimation Resolver Income-Tax Refund Interest Calculator Income-Tax Refund Status and Failure Resolver ITR Document Checklist Generator ITR Form Selector ITR Late-Filing Fee and Interest Calculator Specified Disease Medical Deduction TDS Calculator and Common Rate Finder TDS Interest and Late-Filing Fee Calculator Updated Return Additional Tax Calculator Dividend Income Tax and TDS Credit Calculator Savings and Deposit Interest Tax Calculator Notice Period Pay and Recovery Calculator NRI Property Sale TDS Estimator — Section 195 Rent Deduction Calculator — Section 80GG and Form 10BA Section 87A Rebate and New-Regime Marginal Relief Calculator — AY 2026–27 Salary and Pension Standard Deduction Calculator Stock, Intraday and F&O Trading Turnover Calculator Income-Tax Surcharge and Marginal Relief Calculator Capital Gains Tax-Loss Harvesting Calculator Old vs New Tax Regime Calculator — AY 2026–27 Wage Deduction Cap and Payroll Recovery Checker Salary vs Freelance Tax Calculator Company Tax Comparator: Normal Rate, 115BAA and 115BAB Firm and Company Annual Tax Estimator FY 2025-26 Income Tax Block Depreciation (WDV) Calculator Proprietorship vs LLP vs Company Tax Comparison TDS Books vs Form 26AS / AIS Reconciliation Tool Bad Debt Write-Off Deduction Calculator Form 16 and Form 130 Salary TDS Arithmetic Check Founder Payout Model: Salary, Dividend and Interest MAT and AMT Credit Set-Off Calculator Section 40A(3) Cash Payment Disallowance Checker Section 40(b) Working Partner Remuneration Calculator Section 50C and 43CA Stamp Value Calculator Section 80JJAA New Employment Deduction Calculator Section 94B Interest Limitation (30% of EBITDA) Calculator HUF Old vs New Tax Regime Calculator, FY 2025-26 Section 115BBE Unexplained Income Tax Calculator Section 64 Income Clubbing Calculator

💼 Salary & Employee Benefits

🧮 GST & Indirect Tax

🏦 Retirement & Social Security

🏠 Property & Housing

📈 Savings, Goals & Investments

📊 Capital Gains & Employee Equity

🛡️ Loans & Insurance

🌍 International Tax & FEMA

🏢 Company Law & MSME

Companies Act Small Company Status Checker CSR Applicability and Spending Calculator Internal Audit Applicability Checker MSME and Udyam Classification Checker MSME Delayed Payment Interest Calculator Presumptive Tax Calculator Secretarial Audit Applicability Checker Tax Audit Applicability Checker AGM Due Date and Extension Calculator Companies Act Annual Filing Due Date Calculator Section 89 Beneficial Interest Filing Due Date Checker Board Meeting Frequency, Gap and Quorum Checker CARO 2020 Applicability Checker MCA Charge Registration Due Date and Fee Route Checker Company Deposit Acceptance Route Checker Director Disqualification Risk Checker — Section 164 Director KYC and DIR-3 KYC Due-Date Checker Loan to Director and Connected Entity Checker — Section 185 Private Placement Compliance Checker — Section 42 Companies Act Related-Party Transaction Approval Checker Significant Beneficial Owner Checker — BEN-1 and BEN-2 Inter-Corporate Loan, Guarantee and Investment Limit Calculator — Section 186 XBRL Filing Applicability Checker — AOC-4 XBRL Statutory Auditor Rotation Checker: Section 139 Section 197 Managerial Remuneration Limit Calculator IBC Section 53 Liquidation Waterfall Calculator SEBI Open Offer Minimum Price Calculator (SAST Reg 8) SEBI Preferential Issue Floor Price Calculator Section 123 Dividend Eligibility and Free-Reserve Screen Unspent CSR Transfer and Deadline Calculator Company vs LLP Annual Compliance Cost Calculator MSME 43B(h) Disallowance Calculator

📅 Business & Compliance

🗂️ Finance Utilities

👥 Labour, Payroll & Compliance

⚙️ Business Finance & CFO Tools

Break-Even Sales and Units Calculator Startup Cash Runway and Burn Calculator Contribution Margin, Markup and Profit Calculator Discounted Cash Flow Valuation Calculator Debt Service Coverage Ratio Calculator Economic Order Quantity and Reorder Point Calculator Invoice Factoring Cost and Effective Annual Rate Calculator Inventory Turnover, Days and Carrying Cost Calculator Internal Rate of Return Calculator Make-or-Buy Cost Decision Calculator Net Present Value Calculator Payback, Discounted Payback and Profitability Index Calculator Target Profit Pricing Calculator Receivables Ageing and Expected Credit Loss Planner Supplier Early-Payment Discount vs Credit Calculator Weighted Average Cost of Capital Calculator Cash Conversion Cycle and Working Capital Calculator Bank Reconciliation Statement Calculator and CSV Matcher Effective Interest Rate and Amortised Cost Calculator Financial Ratios and DuPont ROE Calculator Ind AS 103 Goodwill and NCI at Acquisition Calculator Ind AS 109 ECL Provision Matrix Calculator Ind AS 116 Lease Liability and ROU Asset Calculator Ind AS 12 Deferred Tax Asset and Liability Calculator Ind AS 21 Foreign Currency Revaluation Calculator Ind AS 36 Impairment and Value in Use Calculator Indirect Method Cash Flow Statement Calculator SA 320 Audit Materiality and Performance Materiality Tool SA 530 Attribute Sampling Size and Deviation Calculator Companies Act Schedule II Depreciation Calculator Selling Price, Margin, Markup and GST Calculator Trial Balance Grouping and Balance Sheet Tie-Out Tool Activity-Based Costing Calculator for Two Products CMA Data, Working Capital and DSCR Calculator EBIT-EPS Analysis: Indifference Point Calculator Forex Forward Rate Calculator (Interest Parity) Freelancer and Consultant Hourly Rate Calculator Gross Profit Method Closing Inventory Estimator Ind AS 109 and Ind AS 32 Classification Assistant Ind AS 115 Over-Time Revenue Calculator (Cost to Cost) Ind AS 28 Equity Method and Ind AS 111 Joint Operation Ind AS 37 Provision and Contingent Liability Calculator Manufacturing Cost Sheet Calculator: Prime Cost to Profit Partnership Goodwill and Sacrifice Ratio Calculator Sinking Fund Contribution Calculator Standard Costing Variance Calculator Accounts Payable Duplicate Invoice & Payment Risk Screener Invoice Cash Application & Short-Payment Reconciliation Annual Maintenance Contract (AMC) Pricing Calculator Bank Reconciliation Outstanding Items Calculator Bill of Materials Net Requirement & Procurement Calculator Cash Credit Drawing Power & Borrowing Base Calculator Clinic Appointment, No-Show & Contribution Calculator Cold-Chain Shipment Spoilage & Margin Risk Calculator Commercial Laundry Cost per Kilogram & Break-even Commercial Property Rental NOI & Vacancy Calculator Compressed Air Leakage & Electricity Cost Calculator Milestone, Retention & Advance Cash-Flow Calculator Contact Centre Erlang C Staffing & SLA Cost Calculator Container Demurrage, Free Days & Tiered Tariff Calculator Contract Price Escalation & Indexation Calculator Cost of Quality & Poor Quality (COPQ) Calculator Courier Volumetric Weight & Multi-parcel Cost Calculator Customer Credit Limit & Sales Order Exposure Calculator Dairy Milk FAT–SNF Procurement Settlement Calculator Demand Forecast Accuracy, WAPE, MAPE & Bias Calculator Diagnostic Laboratory Test Mix & Contribution Calculator Diesel Generator Backup Cost per kWh Calculator Distributor Trade Scheme & Margin Waterfall Calculator E-commerce COD, RTO & Return Cost Calculator Economic Production Quantity (EPQ) Calculator Employee Attrition Cost & Retention ROI Calculator Equipment Rental Utilisation & Payback Calculator Equipment Replacement NPV & Discounted Payback Calculator Event Ticketing, Sponsorship & Break-even Calculator Export Shipment Margin & FX Sensitivity Calculator Inventory Expiry, FEFO & Stock-at-Risk Calculator Fleet Tyre Retreading & Cost per Kilometre Calculator Flexible Budget Variance & Profit Bridge Calculator Franchise Royalty, Fees & Store Unit Economics Calculator Garment Fabric Consumption & Marker Efficiency Calculator Gift Card Redemption & Breakage Scenario Calculator Hospital Bed Occupancy & Break-even Calculator Hotel Occupancy, ADR & RevPAR Profitability Calculator Industrial Power ToD & Demand Charge Calculator In-House vs Outsourced Fulfilment Cost Calculator Insurance Claim Deductible, Co-pay & Payout Calculator Inter-Store Stock Transfer vs Markdown Decision Calculator Inventory ABC–XYZ Classification Calculator Inventory Shrinkage, Cycle Count & NRV Loss Calculator Joint-Product Split-Off Cost Allocation Calculator Loan Delinquency Roll-Rate & Migration Calculator Machine OEE & Downtime Cost Calculator Manufacturing Changeover & Setup Capacity Calculator Manufacturing Yield, Scrap and Rework Cost Calculator Manufacturing Learning Curve & Labour Quote Calculator Marketplace Seller Settlement & Contribution Calculator Merchant Chargeback & Dispute Recovery Calculator Debt Covenant Headroom & Stress Calculator Prepaid Expense Amortisation & Accrual Schedule Calculator Preventive Maintenance vs Reactive Repair ROI Calculator Equivalent Units Calculator: FIFO vs Weighted Average Product Recall & Batch Exposure Calculator Product Warranty Claims Reserve & Stress Calculator Factory Bottleneck Product Mix & Contribution Optimiser Professional Services Utilisation & Realisation Calculator Earned Value, CPI, SPI & Estimate at Completion Calculator Purchase Order, GRN & Invoice 3-Way Match Calculator Regional Sales Cost-to-Serve & Territory Margin Calculator Restaurant Seating, Table Turns & RevPASH Calculator Retail Footfall Conversion & Store Contribution Calculator Retail GMROI, Gross Margin & Inventory Turns Calculator Retail Markdown, Sell-Through and Gross Margin Calculator Reverse Logistics Returns Recovery Margin Calculator Road Freight Trip Cost & Return Load Break-even Calculator Rooftop Solar Self-Consumption & Cash Flow NPV Calculator Sales Commission Tier & Clawback Calculator Scrap Recycling Yield & Recovery Margin Calculator Service Uptime, Downtime & SLA Credit Scenario Calculator Training Course Batch Profitability & Break-even Calculator Truck Carton Loading & Freight Cost per Unit Calculator Two-Material Least-Cost Blending & Quality Optimiser Vendor OTIF & SLA Service Credits Calculator Vendor Volume Rebate & Net Purchase Cost Calculator Warehouse Picking, Packing & Cost per Order Calculator Warehouse Pallet-Day Storage Cost & Capacity Calculator Non-Revenue Water & Utility Recovery Calculator Workforce Shift, Overtime & Coverage Cost Calculator Broiler Farm FCR & Profit Calculator Injection Moulding Part Cost & Quote Calculator Petrol Pump Profit & Commission Calculator Cold Storage Occupancy, Electricity & Profit Calculator Rice Mill Paddy Recovery, Yield & Profit Calculator School Bus Route Fee, Fuel & Break-even Calculator Agarbatti Manufacturing Output & Profit Calculator Agricultural Drone Spraying Service Profit Calculator Areca Leaf Plate Manufacturing Profit & Capacity Calculator Beekeeping Honey Harvest & Annual Profit Calculator Biomass Briquette & Pellet Manufacturing Profit Calculator Car Wash & Detailing Profit Calculator Cattle Feed Manufacturing Profit & Break-even Calculator Corrugated Box Manufacturing Profit & Break-even Calculator Coworking Space Profit & Break-even Calculator Custom Furniture Workshop Cost & Quotation Calculator Milk Collection & Chilling Centre Profit Calculator Edible Oil Expeller Yield, Oil-Cake & Profit Calculator Fish Pond Farming Profit & Feed FCR Calculator Fly Ash Lime Brick Plant Profit & Break-even Calculator Goat Farming Profit, Kid Survival & Break-even Calculator Jaggery Production Recovery & Profit Calculator Mini Dal Mill Recovery, By-products & Profit Calculator Mobile Repair Shop Profit Calculator Oyster Mushroom Farming Profit & Yield Calculator 20-Litre Water Jar Plant Profit Calculator Paneer Manufacturing Yield, Milk Cost & Profit Calculator Pet Grooming Salon Profit Calculator Ready-Mix Concrete (RMC) Batching Plant Profit Calculator Registered E-Waste Recycler Recovery & Profit Calculator Mulberry Silkworm Cocoon Farming Profit Calculator Solar Dryer Dehydrated Produce Yield & Profit Calculator Spice Grinding & Packing Batch Profit Calculator Tailoring & Boutique Profit Calculator Vegetable Seedling Nursery Tray Profit Calculator Vermicompost Production, Sales & Break-even Calculator

🚀 Startup, SaaS & Valuation Tools

🧭 Strategy & Portfolio Lab

⚠ Utility tools are for quick reference and screening only, not a substitute for filing software or professional advice. Verify against the current official source before acting. © 2026 Finin2min.

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Calculator quality gate

Each calculator should expose its inputs, formula/method, rule date, primary source where law/rates are involved, and limitations. Calculation utilities should not silently decide a legal classification that the user has not supplied.

Prefer calculators linked to a detailed guide and official-source panel. When a rule changes, update the shared data/method source before changing multiple pages independently.

Input integrity

  • Use source documents rather than approximate memory.
  • Confirm period, units, tax regime/category and sign conventions.
  • Test zero, threshold and just-above-threshold cases where relevant.

Output interpretation

  • Separate arithmetic output from legal eligibility/classification.
  • Preserve assumptions and the official-source date.
  • Use the linked detailed guide for exceptions and evidence.

Primary-source starting points

Reviewed 22 August 2026. Always test later amendments, corrigenda and portal implementation before a live filing or transaction.