55+ Instruments · 11 Asset Classes · Built for Indian Investors
Compare Any Financial Instrument. Side by Side.
From PPF to Bitcoin, Liquid Funds to Silver ETFs — pick up to 3 instruments, toggle the parameters you care about, and get an instant side-by-side breakdown. Returns, post-tax yield, real return, max drawdown, liquidity and more. Plus: wealth projector & AI recommendation engine.
■ All figures are indicative based on publicly available data as of 2025–26. Returns, tax rates and regulations are subject to change. This tool is for educational purposes only and does not constitute investment advice. Consult a SEBI-registered financial advisor before investing.
* Real Return = Post-Tax Return minus selected inflation assumption. EEE instruments retain full nominal return. Tax rules subject to change — treat as estimates.
📉 Maximum Historical Drawdown
Instrument
Worst Recorded Fall
Based on historical index/category drawdowns from publicly available market data (NSE, BSE, RBI, AMFI). Historical drawdowns are indicative and may vary depending on benchmark, period and methodology used. Capital-protected instruments (PPF, EPF, FD) show 0% drawdown by design. Equity & crypto figures reflect approximate peak-to-trough declines in major documented bear markets. Past drawdowns do not predict future losses.
Wealth Projector
See how ₹1,00,000 grows across the instruments you are comparing
Initial Investment (₹)
Inflation Assumption (%)
Select 2–3 instruments & click Compare Now to see wealth projections
AI Educational Allocation Assistant
Illustrative
Describe your profile — see an illustrative asset class allocation for educational purposes
⚠️ Educational model output only. Not investment advice. Does not consider your complete financial situation, risk profile, existing assets, liabilities, or goals. Consult a SEBI-registered investment advisor before making any investment decision.
Your Age
Tax Slab
Primary Goal
Investment Horizon
Risk Appetite
Illustrative Allocation — For Educational Reference Only
Goal-based instrument ranking
Which instruments suit your goal best?
Top 8 ranked automatically
SIP projection calculator
SIP Projection
Monthly SIP → projected corpus · Returns are illustrative — not guaranteed
Instrument
Monthly SIP (₹)
Duration (years)
Expected Return % (see guide →)
Return Guidance — Suggested ranges for realistic projections
FD / Post Office6–8%
Debt / Gilt Fund6–9%
Hybrid / Balanced8–11%
Large Cap / Index10–14%
Mid Cap Equity12–18%
Small Cap Equity12–18%
Gold / Commodity8–12%
↑ Click any row to auto-fill rate. Returns are historical averages — not a guarantee of future performance.
Emergency fund optimizer
Emergency Fund Optimizer
How much do you need? Where should you keep it?
Monthly Expenses (₹)
Job Stability
Dependents
Lumpsum vs SIP comparison
Lumpsum vs SIP — Which builds more wealth?
Compare one-time investment against systematic monthly investment
Lumpsum Investment
One-time Amount (₹)
Systematic Investment (SIP)
Monthly (₹)
Annual Return (%)
Duration (years)
Goal corpus calculator
Goal Corpus Calculator
What monthly SIP do you need to reach your goal?
Goal Amount (₹)
Years to Goal
Expected Return (%)
Inflation (%)
Returns are illustrative. Actual SIP requirements depend on instrument selection, market conditions, and timing. Consult a SEBI-registered financial advisor.
Illustrative portfolio allocator — educational only
Illustrative Portfolio Builder
What should my portfolio look like?
Describe your profile — get an illustrative asset allocation across instrument categories. Adjust inputs and regenerate to explore different scenarios.
Educational Illustration OnlyNot SEBI Investment Advice
⚠️ This illustrative portfolio is generated by a rule-based educational model and does not constitute investment advice under the SEBI Investment Advisers Regulations, 2013. It does not account for your complete financial situation, existing assets, liabilities, income, insurance coverage, or specific risk tolerance. All allocations are illustrative percentages only. Past performance of asset classes does not guarantee future returns. Consult a SEBI-registered investment adviser before making any investment decision.
Age Group
Primary Goal
Risk Appetite
Tax Slab
Investment Horizon
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hover segment
Illustrative Allocation Breakdown
Portfolio Rationale
Illustrative Portfolio Stats
Select 2–3 instruments
🕐Last updated: June 2026 · LTCG tax rules post Budget 2024 · AY 2026-27 readyMethodology →