Finin2min
📰 Expert-Authored

Finance Insights & Guides

Tax law updates, investment strategies, regulatory changes — authored by verified practitioners and the Finin2min editorial team.

Knowledge Hub

Professional Finance Insights

Authored by verified practitioners. Tax law updates, corporate governance, regulatory changes.

Loading articles…
In-Depth Guides

Featured Finance Guides

Long-form, research-backed guides from the Finin2min editorial desk — each paired with a working calculator.

Tax Planning
New vs Old Tax Regime — Break-Even Analysis FY 2026-27

Exact crossover deduction points at every income level, with statutory references.

Tax Planning
Salary Optimisation: CTC vs In-Hand — Components That Save Tax

NPS employer contribution, HRA, LTA and the CTC restructuring playbook.

Tax Planning
HRA Exemption: Rules, Formula & Maximum Limit FY 2025-26

The three-condition formula under Section 10(13A), metro vs non-metro rules.

Tax Planning
Section 80C Investments: Full List, Limits & Best Options

Every eligible investment, the ₹1.5 lakh limit, and EEE vs EET tax treatment.

Tax Planning
Capital Gains Tax in India: STCG, LTCG & Indexation Rules

STCG at 20% under Section 111A, LTCG at 12.5% under Section 112A, explained.

Investments
ELSS vs PPF vs NPS: Tax-Saving Investments Compared

Returns, lock-in, and tax treatment at every stage, side by side.

Investments
SIP vs Lumpsum: Data-Backed Comparison 2005–2025

23 years of Nifty 50 rolling-return analysis — when each method wins.

Real Estate
Buy vs Rent: Deciding with the Price-to-Rent Ratio

City-wise PTR data and the opportunity-cost framework for the buy/rent call.

Loans
Home Loan EMI: How It's Calculated & What Banks Don't Tell You

Reducing-balance method, amortisation schedules, and prepayment math.

Personal Finance
Credit Card Interest: How the 3.5%/Month Trap Works

3.5%/month is 42% APR — the minimum-payment trap, quantified.

Automobiles
EV vs Petrol Car: 5-Year Total Cost of Ownership in India

Purchase price, fuel, maintenance and resale — the full 5-year TCO picture.

Automobiles
Lease vs Buy a Car in India: What the Numbers Show

Operating lease vs financial lease vs purchase on 5-year TCO and GST.

Corporate Finance
DCF Valuation: Step-by-Step Guide for Indian Businesses

WACC, free-cash-flow projection, terminal value and sensitivity analysis.

Corporate Finance
Working Capital Management: The CFO Playbook

Cash conversion cycle, debtor management and financing options.

Are You a Finance Professional?

Share your expertise with 10,000+ readers. Submit articles, get verified, and build your professional brand.

Contribute to Finin2min →