Debt-management utility

Loan Prepayment Savings Calculator

Compare keeping the loan unchanged with a one-time prepayment, either reducing tenure or reducing EMI.

Compare prepayment choices

Check the lender’s statement, floating/fixed-rate terms and whether any prepayment charge is legally permitted.
Estimated interest saved net of charge
New EMI / tenure
MeasureAmount
Baseline remaining interest
Post-prepayment interest
Prepayment used