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Real Estate & RERA

59 articles on Real Estate & RERA, authored by the Finin2min editorial team.

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Property, Real Estate & RERA
Buy vs Rent: Deciding with the Price-to-Rent Ratio

Buying a home is the single largest financial decision most Indians make — yet it is rarely evaluated with the same rigour as a mutual fund or fixed deposit…

Property, Real Estate & RERA
Agreement for Sale vs Sale Deed: The Ownership Difference Buyers Must Understand

A property-document guide distinguishing contractual rights under an agreement for sale from ownership transfer through a registered conveyance. The objective…

Property, Real Estate & RERA
Encumbrance Certificate: What It Shows and What It May Not Show

An encumbrance-certificate guide explaining registered entries, search periods, property descriptions and major blind spots. The objective is to make the legal…

Property, Real Estate & RERA
Mutation After Property Purchase: Why Registration Is Not the Final Step

A post-registration mutation workflow covering revenue, municipal, property-tax, utility and society records. The objective is to make the legal document…

Property, Real Estate & RERA
Property Tax and Utility Dues: The Hidden Liability Before Purchase

A closing checklist for property tax, water, electricity, maintenance, lease rent, authority dues and seller adjustments. The objective is to make the legal…

Property, Real Estate & RERA
Stamp Duty, Registration Value and Circle Rate: Cost Planning Checklist

A State-specific cost plan covering consideration, guideline value, stamp duty, surcharge, registration fee and tax consequences. The objective is to make the…

Income Tax
Property TDS under the Income-tax Act, 2025: Form 141 Explained

A current Form 141 Schedule B guide for PAN-based TDS on transfer of immovable property to a resident seller. The objective is to make the legal document…

Property, Real Estate & RERA
Multiple Buyers and Sellers: Form 141 Share and Filing Controls

A multi-party property-TDS control mapping every buyer, seller, share, payment month and Form 141 filing. The objective is to make the legal document, payment…

FEMA & International Tax
Buying from an NRI Seller: TDS and Documentation Risk Checklist

A buyer-side checklist for seller residence, non-resident TDS, lower-deduction certificate, TAN, payment and closing evidence. The objective is to make the…

FEMA & International Tax
NRI Buying Property in India: FEMA and Payment Route Checklist

A FEMA-focused purchase guide covering eligible property, banking routes, NRE/NRO/FCNR accounts, title and State law. The objective is to make the legal…

FEMA & International Tax
NRI Selling Property: Tax, NRO Account and Repatriation File

An NRI seller file covering buyer TDS, capital-gain evidence, NRO credit, authorised-dealer documents and repatriation. The objective is to make the legal…

FEMA & International Tax
Agricultural Land, Plantation Property and Farmhouse: NRI Restrictions

A FEMA and State-law guide for agricultural land, plantation property and farmhouse acquisition, inheritance, transfer and land-use verification. The objective…

Property, Real Estate & RERA
Property Power of Attorney: Scope, Registration and Misuse Controls

A property-POA control covering capacity, scope, registration, sale authority, payment, conflict, revocation and institutional acceptance. The objective is to…

Property, Real Estate & RERA
Inherited Property: Title, Tax and Sale-Readiness Checklist

An inherited-property workflow covering death records, will, probate or succession, heir rights, mutation, tax cost and sale readiness. The objective is to…

Property, Real Estate & RERA
Gift Deed for Property: Family Transfer and Evidence Checklist

A gift-deed guide covering donor title, acceptance, registered instrument, attestation, stamp duty, tax, possession and family evidence. The objective is to…

Property, Real Estate & RERA
Partition Deed and Family Settlement: Avoiding Future Property Disputes

A family-property settlement framework covering ownership map, valuation, possession, liabilities, stamp, registration, tax and implementation. The objective…

Property, Real Estate & RERA
Co-Owned Property Exit: Buyout, Sale or Partition Decision Checklist

A co-owner exit guide comparing negotiated buyout, joint sale, partition and litigation by title, valuation, debt, tax and possession. The objective is to make…

Banking, RBI & Payments
Home Loan Closure: Original Documents, Charge Release and NOC

A loan-closure workflow covering final statement, no-dues certificate, original documents, registry charge release and credit reporting. The objective is to…

Property, Real Estate & RERA
Original Property Documents Lost by Lender: Evidence and Escalation

An evidence and escalation plan for missing title deeds, lender reconstruction duty, compensation, public notice and marketability impact. The objective is to…

Insurance
Home Loan Insurance Bundling: Optional Cover or Hidden Cost?

A home-loan insurance review covering consent, premium financing, reducing cover, exclusions, beneficiary, cancellation and independent alternatives. The…

Property, Real Estate & RERA
Construction-Linked Plan and Subvention Offer: Cash-Flow Risk Checklist

A buyer cash-flow guide for construction-linked demands, pre-EMI subsidy, subvention expiry, lender disbursement and builder default. The objective is to make…

Property, Real Estate & RERA
Residential Plot Purchase: Title, Access and Land-Use Checklist

A plot-purchase due-diligence guide covering survey identity, title, conversion, layout approval, road access, utilities, zoning and boundary. The objective is…

Property, Real Estate & RERA
Self-Construction Home Loan: Drawdown, Bills and Completion Controls

A self-construction loan guide covering title, approved plan, budget, own contribution, stage drawdown, invoices, inspection and completion. The objective is…

GST & Indirect Tax
Commercial Property Purchase: Lease, GST and Vacancy Risk Questions

A commercial-property acquisition framework covering title, permitted use, tenant lease, GST, security deposit, fit-outs, vacancy and yield. The objective is…

Commercial Contracts & Remedies
Housing Society Redevelopment: Consent, Corpus, Rent and Guarantee Checklist

A redevelopment control covering society authority, member consent, developer selection, title, approvals, transit rent, corpus, bank guarantee and handover…

Property, Real Estate & RERA
Property Fraud Prevention: Identity, Title and Payment Verification

A transaction fraud-control system covering seller identity, authority, title, digital records, originals, bank accounts, site possession and payment. The…

Property, Real Estate & RERA
RERA Project Verification: What to Check Before Paying a Booking Amount

A pre-booking due-diligence workflow covering project registration, promoter history, approvals, title disclosures, timelines, litigation and payment accounts…

Property, Real Estate & RERA
Builder Delay: RERA Complaint Evidence File for Homebuyers

A delayed-possession complaint file covering dates, extensions, payments, progress, rent, EMI and the relief sought. The objective is to convert a high-value…

Property, Real Estate & RERA
Agreement for Sale: Clauses Homebuyers Should Read Before Signing

A clause-by-clause review covering carpet area, price, milestones, possession, delay, cancellation, force majeure, defects and conveyance. The objective is to…

Property, Real Estate & RERA
Carpet Area vs Super Built-Up Area: What Buyers Are Actually Paying For

A measurement and pricing guide explaining statutory carpet area, exclusive spaces, loading and final-area adjustment. The objective is to convert a high-value…

Property, Real Estate & RERA
Possession Letter vs Occupancy Certificate: Why Both Are Not the Same

A possession-control guide distinguishing contractual offer, physical handover, occupancy approval, utilities, snagging and conveyance. The objective is to…

Property, Real Estate & RERA
Defect Liability After Possession: What Homebuyers Should Document

A post-possession defect file covering the five-year RERA window, thirty-day rectification duty and technical evidence. The objective is to convert a…

Customs & Foreign Trade
Project Layout Change: When Buyer Consent Becomes Important

A layout-change review covering sanctioned plans, unit changes, common areas, two-thirds consent and authority approval. The objective is to convert a…

Property, Real Estate & RERA
Builder Demand Letter: Payment Milestone and Construction Proof Checklist

A payment-demand audit covering contractual milestone, construction proof, GST invoice, lender tranche and ledger reconciliation. The objective is to convert a…

Property, Real Estate & RERA
Booking Cancellation: Refund, Deduction and Evidence Checklist

A cancellation framework covering document stage, reason, forfeiture, GST adjustment, lender reversal and refund evidence. The objective is to convert a…

Property, Real Estate & RERA
RERA Complaint vs Consumer Commission: Which Route Needs Review?

A forum-choice framework comparing RERA Authority, adjudicating officer and consumer commission by relief, limitation and enforceability. The objective is to…

Property, Real Estate & RERA
Stalled Project: Buyer Association, Lender and Resolution Questions

A stalled-project control covering viability, land, lender charge, insolvency, buyer association, completion funding and relief choices. The objective is to…

GST & Indirect Tax
Under-Construction Property GST: Invoice and Rate Evidence Checklist

A GST classification guide covering project type, apartment category, construction status, invoice value, rate and credit notes. The objective is to convert a…

Property, Real Estate & RERA
Ready-to-Move Property: Tax, Registration and Possession Checklist

A ready-property closing checklist covering title, occupancy approval, GST timing, stamp duty, registration, dues and possession. The objective is to convert a…

Income Tax
Property Purchase TDS: Form 26QB and Buyer Compliance Checklist

A property-buyer TDS guide separating resident and non-resident sellers and the Form 26QB to Form 141 Schedule B transition. The objective is to convert a…