Insolvency, Debt Recovery & PMLA
MSME Insolvency Prevention: The 90-Day Cash Warning System
How a rolling 90-day cash system can detect distress before statutory default.
Finin2min primary taxonomy
Insolvency, Debt Recovery & PMLA
IBC, insolvency, SARFAESI, DRT, debt recovery and anti-money-laundering controls.
27 indexed articles
Official starting point: ibbi.gov.in
Insolvency, Debt Recovery & PMLA
IBC Warning Signs: Cash Stress Escalation
Insolvency risk starts before default: ageing payables, missed statutory dues, creditor pressure and broken covenants are warning signs. This guide is built…
Insolvency, Debt Recovery & PMLA
Byju’s: The Edtech Rocket That Forgot Gravity
Hypergrowth can hide weak collections, delayed accounts and governance gaps while funding remains abundant. The insolvency process involving Think and Learn…
Insolvency, Debt Recovery & PMLA
DHFL: The Housing Finance Dream That Became an Insolvency Lesson
Housing loans are long-dated assets, but the institutions funding them can face immediate pressure when short-term borrowing, governance and market confidence…
Insolvency, Debt Recovery & PMLA
Essar Steel: The IBC Case That Changed Creditor Power
Essar Steel became a foundational Insolvency and Bankruptcy Code case because it tested who controls a resolution plan and how recoveries may differ among…
Insolvency, Debt Recovery & PMLA
Lehman Brothers: The Weekend Liquidity Disappeared
Lehman’s failure showed that a balance sheet can contain assets and still run out of time. Funding maturity and market confidence decide whether assets can be…
Insolvency, Debt Recovery & PMLA
Go First: The Airline Insolvency That Put Engines, Cash and Law Together
A detailed Finin2min case study on Go First, covering background, strategy, competition, compliance issues, financial indicators and practical lessons.
Insolvency, Debt Recovery & PMLA
LLP Insolvency and Default Early Warning: When Compliance Turns Into Distress
LLP default is not only a finance problem. Repeated unpaid dues, statutory defaults, partner deadlock and legal notices can move the LLP from compliance…
Insolvency, Debt Recovery & PMLA
RM18 – Revival, Rehabilitation and IBC Transition Rules
The omitted Chapter XIX decoded correctly: sections 253-269, legislative migration to the IBC, the current rescue toolkit, 2026 insolvency amendments, route…
Insolvency, Debt Recovery & PMLA
IBC Explained: What Insolvency and Bankruptcy Code Actually Changes for Creditors
Before 2016, a defaulting company's promoters could often keep running it — and keep delaying creditors — for years through overlapping, slow-moving legal proce
Insolvency, Debt Recovery & PMLA
Section 9 vs Section 7 IBC Application: Operational vs Financial Creditor Route
Two creditors owed money by the same company file under different sections of the IBC depending on what kind of debt they're owed — and the operational creditor
Insolvency, Debt Recovery & PMLA
What Is a Pre-Existing Dispute Under IBC — and Why It Can Kill Your Section 9 Claim
A supplier owed a genuinely large, seemingly undisputed amount can still lose a Section 9 IBC application entirely — because the debtor doesn't need to prove th
Insolvency, Debt Recovery & PMLA
Corporate Insolvency Resolution Process (CIRP) Timeline: 180 Days and What Extends It
IBC was designed around a strict clock — resolve the company within 180 days, or move toward liquidation. In practice, the clock has proven far more flexible th
Insolvency, Debt Recovery & PMLA
Personal Guarantor Insolvency Under IBC: What Changes for Promoters Who Signed Guarantees
Promoters who personally guaranteed their company's loans used to treat that guarantee as a formality banks rarely enforced in practice. IBC's personal guaranto
Insolvency, Debt Recovery & PMLA
Liquidation Waterfall Under IBC Section 53: Who Gets Paid First
When a company is liquidated under IBC, there is a strict, statutorily fixed order in which claims are paid — and understanding exactly where your claim ranks i
Insolvency, Debt Recovery & PMLA
Pre-Packaged Insolvency (PPIRP) for MSMEs: Eligibility and Process
Regular CIRP can be too slow and too disruptive for a small business — losing management control for months while a resolution process plays out can itself dest
Insolvency, Debt Recovery & PMLA
What Happens to Employee Dues When a Company Enters CIRP
Employees at a company entering CIRP face genuine uncertainty — but the law treats different categories of what they're owed very differently, and the distincti
Insolvency, Debt Recovery & PMLA
PMLA Explained: What Triggers a Money Laundering Investigation in India
A PMLA investigation cannot exist in isolation — it always needs an underlying "scheduled offence" to attach to. Understanding this predicate-offence requiremen
Insolvency, Debt Recovery & PMLA
Suspicious Transaction Reports (STR): What Banks and NBFCs Must Report to FIU-IND
Every bank account in India sits under a quiet, continuous monitoring obligation most customers never see — and the specific trigger for a report isn't the tran
Insolvency, Debt Recovery & PMLA
Beneficial Ownership Under PMLA: Why Companies Must Disclose the Real Owner
A shell company's named director or nominee shareholder is often not the person actually controlling the money — beneficial ownership rules exist specifically t
Insolvency, Debt Recovery & PMLA
PMLA Attachment of Property: Provisional Attachment and What Follows
The Enforcement Directorate can freeze a person's property before any trial concludes — but that provisional freeze isn't permanent by default, and understandin
Insolvency, Debt Recovery & PMLA
Reporting Entities Under PMLA: Which Businesses Are Covered Beyond Banks
PMLA reporting obligations were never limited to banks — but a 2023 amendment specifically pulled certain client-facing activities of chartered accountants, com
Insolvency, Debt Recovery & PMLA
SARFAESI Act Explained: How Banks Recover Secured Loans Without Going to Court
The SARFAESI Act gave secured lenders something genuinely unusual — the power to seize and sell a defaulting borrower's mortgaged or hypothecated asset without
Insolvency, Debt Recovery & PMLA
DRT vs Civil Court: Which Forum Handles Your Loan Recovery Dispute
A loan dispute above a specified value doesn't go to a regular civil court at all — it goes to a specialised tribunal built specifically to move faster than the
Insolvency, Debt Recovery & PMLA
The SARFAESI 60-Day Notice: What Rights a Borrower Actually Has
Receiving a SARFAESI demand notice is not the same as losing the asset — a borrower has a genuine, legally protected right to raise objections during the 60-day
Insolvency, Debt Recovery & PMLA
Guarantor Liability on Loan Default: What a Guarantor Is Actually On the Hook For
Signing as a loan guarantor is agreeing to something more binding than most guarantors realise — the law generally treats a guarantor's liability as coextensive
Insolvency, Debt Recovery & PMLA
Asset Reconstruction Companies (ARCs): What Happens When Your Loan Is Sold to One
Finding out your bank has sold your defaulted loan to an Asset Reconstruction Company can feel like the ground shifting under you — but the legal reality is mor