155 articles on Investments & Markets, authored by the Finin2min editorial team. Page 4 of 4.
Stock charts can look intimidating — a wall of candles, lines, and numbers. But the underlying concepts are simpler than they appear. Here's a plain-language…
Dividend-paying stocks are popular with investors looking for regular income, but dividends are taxed differently from capital gains, and a high dividend yield…
"The market was up 1% today" — but what does that actually mean? News headlines about Nifty and Sensex movements are everywhere, yet many investors aren't…
Options are among the most actively traded instruments in Indian markets — and also among the riskiest for retail participants. Before going anywhere near an…
"Large cap", "mid cap", and "small cap" are terms you'll see on almost every mutual fund and stock screener — but what do they actually mean, and why does the…
You may have heard that a stock "hit upper circuit" or that trading was "halted" during a sharp market fall. These circuit breaker mechanisms are built into…
"Don't put all your eggs in one basket" is the oldest investing cliché — but what does diversification actually look like in practice for an Indian investor's…
Bonus issues, stock splits, and buybacks are common "corporate actions" that change the number of shares you hold or the cash in your account — but they're…
Short selling — profiting when a stock's price falls — is one of the more advanced and higher-risk activities available to traders. Its risk profile is…
Unit Linked Insurance Plans (ULIPs) are marketed as a way to get insurance and investment in one product. But bundling the two often means paying more for less…
Post office savings schemes carry a sovereign guarantee and are often overlooked in favour of bank fixed deposits — yet several of them offer better rates…
With thousands of mutual fund schemes available, the temptation is to start by searching for "best mutual funds" and picking from a ranked list. A more durable…
Retirement planning in India usually involves a mix of mandatory savings (EPF), tax-incentivised long-term accounts (NPS, PPF), and flexible market-linked…
Education costs in India have historically risen faster than general consumer inflation, which means a goal that looks manageable today can be significantly…
With retail access to bonds expanding through platforms and the RBI Retail Direct scheme, more investors are looking beyond fixed deposits toward corporate and…
If you set a target asset allocation — say, 70% equity and 30% debt — and never touch it again, market movements alone can push that ratio to 80:20 or further…
Non-Resident Indians have a wide range of investment avenues in India, but the route — and the account used — affects taxation, repatriation and compliance…
Arbitrage funds are often pitched as a "low-risk, tax-efficient" parking spot for short-term money — taxed like equity funds but with bond-like volatility…
SEBI has classified mutual funds into 36 categories across 5 broad types. This standardisation — introduced in 2017 — makes it easier to compare like-for-like…
Net Asset Value (NAV) is the price per unit of a mutual fund — and it's one of the most misunderstood numbers in investing. Investors routinely choose funds…
The Price-to-Earnings (P/E) ratio is the most widely used stock valuation metric in the world — and the most misunderstood. It tells you how much investors are…
A rights issue is when a listed company offers existing shareholders the right to buy additional shares at a discounted price, in proportion to their existing…
Peer-to-Peer (P2P) lending platforms connect borrowers who can't easily access bank loans with individual investors seeking higher returns than FDs or debt…
Real Estate Investment Trusts (REITs) allow ordinary investors to own a slice of commercial real estate — office parks, shopping malls, warehouses — without…
Smallcase is a relatively new way to invest in a curated basket of stocks or ETFs — think of it as a thematic portfolio you directly own, built by…
Unlisted shares — equity in companies not listed on BSE or NSE — offer access to high-growth companies before their IPO. From large pre-IPO bets on upcoming…
Portfolio Management Services (PMS) in India are SEBI-regulated investment products designed for High-Net-Worth Individuals (HNIs) with a minimum ticket size…
Sovereign Gold Bonds (SGBs) are among the most tax-efficient gold investment vehicles in India — but only if you understand the rules. The 2.5% annual interest…
Foreign investment is not complete when the bank credits the money. The instrument must be permitted, shares must be issued within the governing timeline, and…
Foreign tax credit is not a refund of every amount withheld abroad. It is a controlled credit against Indian tax on the same income.
Foreign rent is not simply the net cash received abroad. India may require a different taxable-income calculation and separate foreign-tax-credit evidence.
TCS is usually a tax credit, but it can tie up substantial cash until adjusted against final tax or refunded.
Foreign tax paid is not automatically refundable in India. The credit is limited by the governing rule, treaty and Indian tax on the same income.
The best time to fix an NRI compliance file is before departure, while Indian KYC, signatures and documents are accessible.
Diversification fails when many funds own similar top holdings, sectors and style exposures. This guide is designed to help readers avoid avoidable losses…