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Finance Insights — Page 43 of 67

Articles 1681–1720 of 2673, covering Personal Finance, Corporate Finance, Income Tax, Investments and more.

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Investments & Markets
Loan Against Mutual Funds vs FD: Which Is Better?

When you need emergency liquidity but don't want to break investments, two clean options exist: loan against mutual funds (LAMF) or overdraft/loan against…

Personal Finance & Tax Planning
What Happens If You Default on a Loan in India?

Missing a loan EMI is stressful — but knowing exactly what happens next helps you respond correctly and avoid making the situation worse. India's loan recovery…

Personal Finance & Tax Planning
NBFC vs Bank Loans in India: Key Differences

India has over 9,000 registered Non-Banking Financial Companies (NBFCs) — from giants like Bajaj Finance and Muthoot to small regional lenders. They lend ₹30+…

Insurance
Insurance Claim Rejected? How to Fight It in India

Insurance claim rejection at the moment you need it most is one of the most devastating financial events. Yet many rejections are avoidable — either through…

Companies Act & MCA
MCA Annual Filing: What Every Private Limited Company Must Submit

Every Private Limited Company in India must file annual returns and financial statements with the Ministry of Corporate Affairs (MCA) — even if the company has…

Corporate Finance & CFO
How to Read a Profit & Loss Statement: A CFO's Walkthrough

The Profit & Loss (P&L) statement — also called the Statement of Profit and Loss or Income Statement — tells you whether a business made or lost money in a…

Personal Finance & Tax Planning
Joint Home Loan in India: Tax Benefits & Co-Borrower Rules

A joint home loan — where two or more people are co-borrowers — can significantly increase loan eligibility, reduce stamp duty in many states, and allow each…

GST & Indirect Tax
GST on Real Estate in India: When It Applies, When It Doesn't

Real estate GST rules in India are among the most frequently misunderstood — many homebuyers are unsure whether GST applies to their purchase, at what rate…

Income Tax
TDS on Rent: Section 194I Rules for Tenants & Landlords

If you pay rent above ₹2.4 lakh per year to a landlord, you may be legally required to deduct TDS before making the payment. Most tenants — both individuals…

Income Tax
Income-tax Act, 2025: What Changes From 1 April 2026 (Complete Overview)

The Income-tax Act, 2025 (Act No. 30 of 2025) comes into force from 1 April 2026, replacing the Income-tax Act, 1961 that governed Indian taxation for over six…

Income Tax
TDS Sections 192-194T Consolidated: New Section 392 & 393 Mapping Guide

If you've spent years citing Section 194C, 194J, or 194I on invoices and TDS certificates, brace for a change. From 1 April 2026, every TDS provision in the…

Income Tax
'Tax Year' Replaces Previous Year & Assessment Year: What It Means

For decades, Indian taxpayers had to mentally juggle two overlapping 12-month periods: the 'Previous Year' in which income was earned, and the 'Assessment…

Income Tax
New ITR Forms for AY 2026-27: Key Changes Explained

The CBDT notified the Income Tax Return forms for Assessment Year 2026-27 (covering income earned in FY 2025-26) on 30 March 2026, followed by a corrigendum on…

Income Tax
Section 80C, 80D, 80G New Numbers Under Income-tax Act 2025

Section 80C is arguably the most cited section in Indian personal finance — the go-to reference for PPF, ELSS, life insurance, and tax-saving FDs. From 1 April…

Income Tax
Capital Gains Tax Under the Income-tax Act 2025: What Changed, What Didn't

Capital gains taxation has seen frequent rate and threshold changes in recent Finance Acts — so when the Income-tax Act, 2025 reorganised the entire capital…

Income Tax
Income Tax Search & Seizure: New Digital Data Access Powers Under Section 247

One of the most debated provisions of the Income-tax Act, 2025 is Section 247 — which explicitly empowers tax authorities, during a formally authorised search…

Income Tax
Faceless Assessment Under Section 532: Your Right to a Personal Hearing

Faceless assessment — where your income tax case is reviewed without face-to-face interaction with an officer — has operated in India for several years under…

Income Tax
Charitable Trusts Become 'RNPOs': New Registration Rules Under Income-tax Act 2025

If you run, donate to, or work with a charitable trust, NGO, or educational/medical institution claiming income tax exemption, a new acronym is about to become…

Income Tax
MAT Becomes a Final Tax: 15% to 14% Under the Income-tax Act 2025

For companies that have relied on Minimum Alternate Tax (MAT) credit carry-forward as part of multi-year tax planning, the Income-tax Act, 2025 brings a…

Income Tax
TDS on Contractor Payments: How Old Section 194C Maps to New Section 393 Code 1017

If your business regularly deducts TDS on payments to contractors, sub-contractors, or transporters under Section 194C, here's the change to flag for your…

Income Tax
Faceless Assessment Penalty (₹10,000-₹1,00,000): A Compliance Checklist

From 1 April 2026, ignoring a faceless assessment notice can cost you ₹10,000 to ₹1,00,000 — a standalone penalty under the Income-tax Act, 2025, separate from…

Income Tax
Old vs New Income Tax Act Section Numbers: Complete Quick-Reference Table

Bookmarking this page might save you the most time of any article in this series. Below is a single, scannable table mapping the Income-tax Act, 1961 section…

Income Tax
How the Income-tax Act 2025 Affects Salaried Employees: Complete Impact Summary

If you're a salaried employee, you've probably heard about the Income-tax Act, 2025 and wondered: does this actually change anything for me? The short answer…

Income Tax
Presumptive Taxation (44AD/44ADA) Under Income-tax Act 2025: What Changes for Small Businesses

Small businesses, freelancers, and professionals who opt for presumptive taxation under Sections 44AD, 44ADA, or 44AE have one of the simplest compliance…

FEMA & International Tax
NRI Taxation Under the Income-tax Act 2025: What Changes From 1 April 2026

If you're a Non-Resident Indian tracking how Indian tax law affects your investments, property, and income back home, the Income-tax Act, 2025 brings the same…

Income Tax
TDS on Rent & Professional Fees: New Section 393 Codes Replacing 194-I and 194J

Two of the most commonly used TDS sections — Section 194-I (rent) and Section 194J (professional and technical fees) — get new homes under the Income-tax Act…

Income Tax
Transition Provisions: What Happens to Pending Assessments & Appeals Under the Income-tax Act 2025

If you have an open income tax assessment, a pending appeal before CIT(A) or ITAT, or an ongoing reassessment proceeding when the Income-tax Act, 2025 takes…

Income Tax
House Property & Home Loan Taxation Under the Income-tax Act 2025: What Changes

Owning a home — whether self-occupied, let out, or financed with a home loan — comes with a cluster of tax provisions: Section 24(b) interest deduction…

Income Tax
FY 2026-27 Tax Filing Prep Checklist: Get Ready for the Income-tax Act 2025

Tax Year 2026-27 — the first full year under the Income-tax Act, 2025 — begins on 1 April 2026. Across this series, we've covered what changes (mostly section…

Corporate Finance & CFO
Business Valuation in India: Methods, When to Use Each & Common Mistakes

Whether you're raising funding, selling your business, buying a stake, settling an ESOP scheme, or resolving a shareholder dispute — business valuation is at…

Income Tax
HUF (Hindu Undivided Family) Tax Planning: How to Use It to Reduce Tax

A Hindu Undivided Family (HUF) is a separate legal entity under Indian tax law — it can have its own PAN, bank account, investments, and income. Most…

Income Tax
LTCG Tax Harvesting in India: How to Legally Save ₹15,600+ Every Year

Every financial year, the first ₹1.25 lakh of long-term capital gains from listed equity is completely exempt from tax. If you're not deliberately booking…

FEMA & International Tax
NRI Taxation in India: Income Tax, TDS, ITR Filing & DTAA Benefits

Non-Resident Indians (NRIs) face one of the most complex tax situations in Indian finance — income earned in India is taxable, residency status determines tax…

Banking, RBI & Payments
P2P Lending in India: Returns, Risks, RBI Regulations & Tax Treatment

Peer-to-Peer (P2P) lending platforms connect borrowers who can't easily access bank loans with individual investors seeking higher returns than FDs or debt…

Investments & Markets
REITs in India: How They Work, Returns, Taxation & How to Buy

Real Estate Investment Trusts (REITs) allow ordinary investors to own a slice of commercial real estate — office parks, shopping malls, warehouses — without…

Investments & Markets
Smallcase vs Mutual Funds in India: Which Is Better for You?

Smallcase is a relatively new way to invest in a curated basket of stocks or ETFs — think of it as a thematic portfolio you directly own, built by…

Startup Finance & Cap Tables
Startup Compliance Checklist India: What to File & When After Incorporation

You've incorporated your Private Limited Company — congratulations. Now begins the compliance marathon that most founders underestimate. Missing filings…

Personal Finance & Tax Planning
Succession Planning in India: Wills, Trusts & Passing Wealth to the Next Generation

Most Indians have no Will. When they die intestate (without a Will), their assets are distributed according to personal law — Hindu Succession Act, Muslim…

Investments & Markets
Unlisted Shares in India: How to Buy, Value & Tax Implications

Unlisted shares — equity in companies not listed on BSE or NSE — offer access to high-growth companies before their IPO. From large pre-IPO bets on upcoming…

Corporate Finance & CFO
Vendor Due Diligence for Indian SMEs: A Practical Checklist

Most Indian SMEs learn vendor due diligence the hard way — after a supplier defaults, delivers substandard goods, or turns out to have a fraudulent GST…