Articles 1641–1680 of 2673, covering Investments, Personal Finance, Income Tax, Corporate Finance and more.
If you set a target asset allocation — say, 70% equity and 30% debt — and never touch it again, market movements alone can push that ratio to 80:20 or further…
Non-Resident Indians have a wide range of investment avenues in India, but the route — and the account used — affects taxation, repatriation and compliance…
Endowment plans are often sold as offering "insurance plus guaranteed returns" — but the guaranteed returns tend to be modest, and the insurance cover is small…
Rising healthcare costs mean that even a single hospitalization can significantly dent savings without adequate health insurance — yet many people rely solely…
Two-wheeler loans are among the easiest loans to get approved in India, often with same-day disbursal at the dealership — but that convenience usually comes…
A Loan Against Property lets you unlock funds by mortgaging a residential or commercial property you already own, while continuing to use or occupy it. Because…
Personal loan interest rates can vary substantially between borrowers — sometimes by several percentage points — even at the same lender. The difference…
Got a bonus, a maturing investment, or simply extra cash and wondering whether to pay down a loan faster? Before deciding, it's worth understanding the…
Senior and super senior citizens get several tax concessions under the old regime — from higher basic exemption limits to relaxed advance tax requirements…
If you own a house that you rent out — or even one that sits vacant — the Income Tax Act has specific rules for how that property is taxed under the head…
Not every year produces a profit — and the Income Tax Act recognises this by allowing losses to be set off against gains, either in the same year or in future…
A tax audit is not the same as a regular financial statement audit — it is a specific requirement under Section 44AB of the Income Tax Act that applies once a…
Gratuity and leave encashment are two of the most common lump-sum payments employees receive on leaving a job — whether through retirement, resignation, or…
GST registration is one of the first compliance decisions a new business in India faces — and getting it wrong, either by registering when not required or…
Choosing the right business structure at the start shapes everything that follows — how much compliance you handle, how you raise money, how profits are taxed…
Employee Stock Option Plans (ESOPs) are increasingly common at Indian startups and tech companies — but they create a tax event at two separate points, often…
Every funding stage comes with a different set of expectations — what investors want to see, how much equity you give up, and what "success" looks like before…
Udyam registration is the official process for classifying a business as a Micro, Small or Medium Enterprise (MSME) in India — and it unlocks a range of…
GSTR-1 and GSTR-3B are the two returns every regular GST-registered business files every month (or quarter) — and they serve very different purposes. A…
India taxes gains from cryptocurrency and other Virtual Digital Assets (VDAs) at a flat 30% rate, with a 1% TDS deducted on most transactions and no relief for…
When you need quick funds, a gold loan and a personal loan often compete for the same use case — but they work very differently. Here is how their interest…
Car insurance in India is mandatory, but most owners barely understand the numbers on their policy — especially Insured Declared Value (IDV) and No Claim Bonus…
Arbitrage funds are often pitched as a "low-risk, tax-efficient" parking spot for short-term money — taxed like equity funds but with bond-like volatility…
If you are an individual or HUF paying rent above a certain threshold and not otherwise required to get your accounts audited, Section 194-IB requires you to…
An education loan can make the difference between your dream course and a compromise — but it's also a financial commitment that follows you for years…
The 50-30-20 rule — popularised by US Senator Elizabeth Warren — divides your after-tax income into 50% needs, 30% wants, and 20% savings. It's a clean…
India's presumptive taxation scheme allows eligible small businesses and professionals to pay income tax on a deemed percentage of their turnover — without…
SEBI has classified mutual funds into 36 categories across 5 broad types. This standardisation — introduced in 2017 — makes it easier to compare like-for-like…
Net Asset Value (NAV) is the price per unit of a mutual fund — and it's one of the most misunderstood numbers in investing. Investors routinely choose funds…
If you have a nominee on your bank account and a different beneficiary in your Will, who gets the money? This is one of the most misunderstood areas of Indian…
The Price-to-Earnings (P/E) ratio is the most widely used stock valuation metric in the world — and the most misunderstood. It tells you how much investors are…
Inflation is the silent tax on savings. A savings account paying 3.5% when inflation is 5.5% is actually losing you money in real terms. Most Indian savers…
Receiving an income tax notice can be alarming — but most are routine and easily resolved. The key is knowing which section the notice is under, what it's…
India's GST structure has four main rate slabs — 0%, 5%, 12%, 18%, and 28% — plus a compensation cess on certain luxury and demerit goods. Knowing which rate…
In India, gifts are not subject to a standalone 'gift tax' (that was abolished in 1998) — instead, gifts received above certain thresholds are taxed as 'income…
A rights issue is when a listed company offers existing shareholders the right to buy additional shares at a discounted price, in proportion to their existing…
Convertible notes and SAFE (Simple Agreement for Future Equity) instruments allow startups to raise capital without fixing a valuation immediately — instead…
Freelancing offers freedom — but it strips away the financial safety net that employment provides: no EPF, no group health insurance, no TDS-adjusted tax…
Marriage is the most significant financial merger most people will undertake. Two incomes, two sets of financial habits, two different risk tolerances, and…
Your 20s are the most powerful decade for wealth creation — not because you earn the most (you probably don't), but because compounding has the most time to…