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📰 Finin2min Editorial

Finance Insights — Page 18 of 67

Articles 681–720 of 2673, covering Tax / Foreign Bank Account, NRI Property / Sale, NRI Property / Purchase, NRI Tax / Rent and more.

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Banking, RBI & Payments
Foreign Bank Signing Authority

‘It is the company’s money’ does not automatically end the reporting question if an Indian resident has authority over the foreign account.

FEMA & International Tax
NRI Property Sale File

The buyer’s TDS duty, the seller’s final capital-gain tax and the bank’s repatriation review are three separate calculations.

FEMA & International Tax
NRI Property Purchase Checklist

Property eligibility, payment route, title and state law must all work. A registered deed does not cure an impermissible FEMA transaction.

Income Tax
NRI Rental Income Checklist

Rent is Indian-source income even when the owner lives abroad. The tenant’s withholding and the owner’s final tax are different.

FEMA & International Tax
Gift From an NRI Relative

A tax-exempt gift can still fail the FEMA or banking test. Relationship, ownership, source and payment route must all be documented.

FEMA & International Tax
Cross-Border Inheritance File

Inheritance can be exempt at receipt and still create tax, FEMA, probate, valuation and reporting obligations later.

Healthcare & Education Economics
Overseas Education Payment File

Education remittance is easier when tuition, living expenses, loan funding and beneficiary accounts are separated clearly.

Healthcare & Education Economics
Medical Treatment Abroad Payments

Medical remittance rules can accommodate genuine treatment cost, but the bank still needs a clear estimate, beneficiary and source.

Investments & Markets
Foreign Travel Forex Records

A card limit is not the same as a FEMA entitlement. Travel spends, cash and overseas investments should not be mixed.

FEMA & International Tax
Returning to India Money Reset

Returning physically does not produce one universal tax date. FEMA account status and tax residence must be analysed separately.

FEMA & International Tax
Startup FEMA Mistakes

Receiving foreign money is not the compliance event. The company must validate the investor, instrument, sector, valuation, allotment, reporting and downstream…

GST & Indirect Tax
Overseas Business Payment File

A bank purpose code is a reporting label, not a substitute for proving the contract, service, tax and arm’s-length basis.

Investments & Markets
Crypto and Foreign Exchanges

Taxing a transaction does not automatically make its payment route or platform lawful under FEMA or Indian anti-money-laundering rules.

FEMA & International Tax
FLA Return: Annual FEMA File

The FLA return is a balance-sheet disclosure to RBI, not an income-tax return or an MCA annual form. A company can have no fresh foreign transaction in the…

FEMA & International Tax
FEMA Compounding After a Breach

Compounding is a settlement mechanism for specified contraventions. It is not a device for converting a prohibited transaction into a permitted one or…

Investments & Markets
Form 15CA and 15CB

Form 15CA and 15CB do not decide whether a payment is commercially genuine or FEMA-permitted. They document the payer’s tax analysis for a foreign remittance.

FEMA & International Tax
DTAA Tie-Breaker for Dual Residence

A certificate of residence from one country does not automatically end the other country’s domestic residence claim. The treaty tie-breaker must be applied to…

Energy, Climate & Infrastructure
Schedule FSI and TR

FSI reports foreign income; TR reports relief; FA reports foreign assets and accounts. None of them replaces the ordinary salary, house-property, capital-gain…

FEMA & International Tax
Convert Demat After Becoming NRI

Changing the bank account to NRO does not automatically convert the demat and trading setup. The depository participant, broker, bank and investment route must…

FEMA & International Tax
NRI Mutual Fund Compliance

Indian law permits NRI mutual-fund investment, but an AMC may impose operational restrictions for residents of certain countries because of overseas securities…

FEMA & International Tax
PIS and Non-PIS Routes

PIS is not a synonym for every NRI trade. The correct route depends on the security, exchange transaction, repatriation basis and source of funds.

FEMA & International Tax
NRI Capital Gains on Investments

The amount deducted by the broker or fund is not the capital-gain computation. Final tax depends on the asset, dates, cost, transaction route and current law.

FEMA & International Tax
NRI Property Sale TDS

The buyer must deduct under the non-resident framework, but the NRI seller should plan the certificate and evidence before the first instalment—not after…

Income Tax
Form 13 Lower TDS

Form 13 is a cash-flow tool backed by an estimated tax computation. It is not a shortcut for avoiding withholding without evidence.

Investments & Markets
PAN Checklist for NRIs

PAN does not change when a person becomes NRI, but the contact, address, status and linked KYC records often do.

FEMA & International Tax
NRI Aadhaar and KYC

Aadhaar is available to an NRI with a valid Indian passport, but it is not proof of citizenship, tax residence or FEMA residence.

FEMA & International Tax
NRI EPF Withdrawal File

Becoming NRI does not by itself answer when EPF can be withdrawn. The EPF Scheme, international-worker status, Social Security Agreement and cessation facts…

Investments & Markets
NPS for NRIs and Returnees

NPS can continue across a change in residence, but bank, KYC, nomination, contribution and exit details must be updated.

FEMA & International Tax
NRI Insurance Policy Records

An insurance policy does not become invalid merely because the policyholder moves abroad, but residence, occupation, travel, premium source and claim documents…

Personal Finance & Tax Planning
Foreign Retirement Accounts After Return

A foreign retirement account can be tax-deferred abroad while producing taxable events in India at a different time. The mismatch must be planned before the…

Property, Real Estate & RERA
Foreign Property Funding Trail

A foreign property can be legally held yet poorly documented. Years later, the missing LRS, title, cost and renovation records can block tax and banking…

Investments & Markets
Gift to a Child Abroad

A parent can fund a child’s education, but the bank trail should state whether the money pays an expense, is a gift or is a recoverable loan.

Investments & Markets
Family Pooling Under LRS

RBI permits consolidation for genuine family participation; it does not create a market for borrowing another person’s annual LRS limit.

Startup Finance & Cap Tables
ODI Checklist for Founders

Incorporating a foreign company is a local-law step. Funding or acquiring it from India is a separate ODI transaction that must satisfy the Overseas Investment…

Investments & Markets
Build a Cross-Border Evidence File

Cross-border disputes usually begin with a missing link: travel does not match status, bank credits do not match source, foreign assets do not match the…

GST & Indirect Tax
DRC-01 Reply File

A GST DRC-01 notice should be answered issue-wise with documents, reconciliations and a clear timeline, not with a generic paragraph. This guide helps…

GST & Indirect Tax
ASMT-10 Scrutiny Reply

A scrutiny notice often starts from mismatch. Finance teams need return-wise, ledger-wise and invoice-wise reconciliation before replying. This guide helps…

GST & Indirect Tax
GSTR-2B Reconciliation

ITC mismatch is not just a tax issue; it can block working capital, create vendor disputes and invite follow-up notices. This guide helps businesses respond…

GST & Indirect Tax
Vendor GST Scorecard

A vendor compliance scorecard helps businesses track filing behaviour, invoice quality, GSTIN status and ITC risk. This guide helps businesses respond with…

GST & Indirect Tax
Fake Invoice Risk Controls

Fake invoice risk is a governance and cash-flow risk because buyers may suffer even when the purchase looked routine. This guide helps businesses respond with…