Income Tax · New Income Tax Act 2025

TDS Sections 192-194T Consolidated: New Section 392 & 393 Mapping Guide

Finin2min Tax Desk·June 2026·8 min readTDS · ACT 2025

If you've spent years citing Section 194C, 194J, or 194I on invoices and TDS certificates, brace for a change. From 1 April 2026, every TDS provision in the Income-tax Act, 1961 — more than 40 separate sections — is consolidated into just two sections of the Income-tax Act, 2025: Section 392 for salary and PF-related deductions, and Section 393 for everything else. Here's how the old section numbers map to the new structure.

Why Consolidate 40+ Sections Into Two?

The Income-tax Act, 1961 built up TDS provisions incrementally over six decades — Section 192 for salary, 193 for interest on securities, 194 for dividends, then an alphabet soup from 194A through 194T covering everything from rent (194-I) to virtual digital assets (194S) to e-commerce (194-O). Each new payment type got a new section letter, making the TDS chapter one of the most fragmented parts of the law.

The Income-tax Act, 2025 replaces this with a tabular approach: Section 392 covers TDS on salary and provident fund-related payments (the old Section 192 and 192A), while Section 393 covers TDS on virtually all other payments to residents and non-residents — interest, dividends, rent, professional fees, contractor payments, commission, and more. Within Section 393, each transaction type is identified by a numeric payment code from 1001 to 1092, referenced against a table (similar in spirit to how TCS already uses codes in some contexts).

How the Mapping Works in Practice

For any sum paid or credited on or after 1 April 2026, deductors must identify the applicable Section 393 table entry and quote the corresponding payment code in TDS returns (Form 26Q/24Q equivalents under the new Act), rather than the old section letter. For example, what was previously TDS on contractor payments under Section 194C is now reported as Section 393(1), Table Sl. No. 6(i), Payment Code 1017. The deduction rate, threshold, and underlying logic for contractor payments are unchanged — only the citation and the way it's reported in TDS software/returns has changed.

Common Old-to-New Reference Table

Old Section (1961 Act)Payment TypeNew Reference (2025 Act)
192SalarySection 392
192APremature EPF withdrawalSection 392
193Interest on securitiesSection 393 (table entry, with code)
194DividendsSection 393 (table entry, with code)
194AInterest other than securities (bank FDs, etc.)Section 393 (table entry, with code)
194CPayments to contractorsSection 393(1), Table Sl. No. 6(i), Code 1017
194-IRentSection 393 (table entry, with code)
194JProfessional/technical feesSection 393 (table entry, with code)
194QPurchase of goodsSection 393 (table entry, with code)
194STDS on virtual digital assetsSection 393 (table entry, with code)
⚠ What doesn't change: The actual TDS rates (1%, 2%, 10%, etc.), threshold limits for deduction, and the underlying economic activity covered remain the same as under the corresponding 1961 Act section. This is a citation and reporting-format change, not a rate change, for the vast majority of payment types.

What Businesses and Accountants Need to Do

TCS Follows a Similar Pattern

Tax Collected at Source (TCS) provisions — previously scattered across Section 206C and its many sub-clauses — are similarly consolidated, with deductors/collectors quoting the relevant table item of Section 394 of the Income-tax Act, 2025 for collections made on or after 1 April 2026.

Why This Matters for Salaried Employees and Freelancers

If you're a salaried employee, your employer's TDS on salary moves from Section 192 to Section 392 — this is largely invisible to you; your Form 16 (or its successor form) will simply cite the new section. If you're a freelancer or small business receiving payments with TDS deducted (e.g., professional fees previously under 194J), expect your Form 16A/26AS-equivalent statement to start showing Section 393 with a payment code from April 2026 onward, instead of '194J'. The TDS rate itself (typically 10% for professional fees) is unaffected.

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Frequently Asked Questions

Will my TDS rate change because of this section renumbering?
No, for the vast majority of payment types the TDS rate and threshold limits remain the same — only the section citation and reporting code change. For example, TDS on contractor payments (formerly Section 194C) continues at the same rates (1% for individuals/HUF, 2% for others) but is now reported under Section 393 with payment code 1017. Any actual rate changes would come through annual Finance Act amendments, independent of this consolidation.
From when do I need to use the new Section 392/393 references?
The new section references apply to sums paid or credited on or after 1 April 2026, since the Income-tax Act, 2025 takes effect from that date. TDS on payments made before 1 April 2026 continues to be reported under the old section numbers (192, 194C, 194J, etc.) as those transactions remain governed by the Income-tax Act, 1961.
Where can I find the complete list of payment codes 1001 to 1092?
CBDT is expected to notify the complete schedule of payment codes under Section 393 as part of the rules and forms accompanying the Income-tax Act, 2025. Most accounting and TDS-filing software providers (Tally, ClearTax, Zoho Books, and others) have published or are publishing reference mapping tables that translate familiar old section numbers (194A, 194C, 194J, 194-I, etc.) to the corresponding new payment codes — check with your software vendor or CA for the version applicable to your transaction type.