768 articles on Markets & Economy Insights, authored by the Finin2min editorial team. Page 15 of 20.
A forgotten savings account. An old fixed deposit. A deceased relative’s bank balance. Across millions of households, money can quietly move from active wealth…
Before RERA, many homebuyers fought delays with emotion. After RERA, the fight gained a framework: registration, disclosures, timelines and dispute redress.
Every app wants your phone number, email, Aadhaar-linked details, location, contacts and behaviour. But personal data is not an unlimited raw material anymore.
PLI sounds simple: produce more, get incentives. But the real story is localisation, supply chains, capex discipline, quality and export competitiveness.
GIFT City is not just office towers in Gujarat. It is India’s experiment in building an international finance centre with its own regulator, tax design and…
When India entered a major global bond index, it was not a retail-market spectacle. But for the debt market, it was a structural moment.
Every month, millions of Indians quietly invest through SIPs. No shouting, no expiry-day drama, no viral screenshot — just disciplined money entering markets.
A small company lists. The IPO gets oversubscribed. Social media celebrates listing gains. But the real question is boring and important: does the business…
Two borrowers may earn the same salary. One gets a lower interest rate, faster approval and larger limit. The difference may be an invisible data trail.
Governments borrow all the time. But when they borrow through a green bond, investors ask a different question: where will the money go and how will impact be…
For millions of Indians, gold is not only jewellery. It is emergency liquidity. That makes gold loans emotionally simple and operationally complex.
Many buyers discover surrender value only when they want to exit. By then, the cost of misunderstanding the product has already arrived.
An invoice used to be a document. Under e-invoicing, it becomes a data event that can flow into GST returns, e-way bills and reconciliation systems.
A car slows down at a toll plaza, the barrier opens, and money moves invisibly. That small moment required banks, tags, toll operators, vehicle data and…
Aadhaar e-KYC compressed a branch-heavy identity process into a digital verification layer. That changed onboarding economics across finance.
For taxpayers, the old fear was the officer. In a data-led tax system, the new fear is the mismatch.
Many countries want their currency to be used globally. Few succeed. The rupee’s journey depends on whether foreigners want to earn, hold, invest and settle in…
The word ‘debt’ sounds safe. But a debt fund can lose money if interest rates rise, credit quality falls or liquidity disappears.
A cashback offer can make you feel like you won. The issuer is usually betting that your spending, interest or loyalty will pay for the reward.
A ₹999 purchase split into three payments does not feel like debt. That is exactly why BNPL needs careful regulation and self-control.
A policy comparison table can show five premiums in one screen. What it cannot instantly show is claims experience, exclusions, sub-limits, waiting periods and…
A family planning foreign education often budgets tuition, rent and exchange rate. Then TCS appears — and the required upfront rupee amount changes.
A gold chain may be worn at a wedding, pledged during a crisis, stored as family wealth and emotionally protected from sale. One asset plays many roles.
A ₹2 or ₹5 fee on a food or grocery order may look harmless to a user. Across crores of orders, it can become a meaningful revenue line and a behavioural test.
A finance manager can use AI to draft variance commentary in seconds. But if the input data is wrong or confidential information is leaked, the productivity…
The dangerous part of P2P lending is not the technology. It is the investor who thinks a loan exposure is a fixed-return investment product.
Owning a slice of a Grade-A office sounds attractive. But real estate cash flow depends on tenant quality, lease terms, valuation, vacancy, debt and exit…
Most employees notice EPF only during job changes or withdrawals. That is unfortunate, because boring retirement money is often the money that actually…
Two taxpayers with the same salary can pay different tax because one has HRA, home-loan interest and deductions while the other has a cleaner salary structure.
A large company can show profit while paying small suppliers late. Section 43B(h) forces finance teams to ask whether delayed payments should hurt tax…
For an MSME, profit on paper is useless if the buyer pays after 90 days. TReDS tries to convert that waiting period into financed cash flow.
A crypto trader can make profit in one token and loss in another, but tax treatment may not feel intuitive if they assume it works like equity.
A message says: earn commission by receiving money in your account and transferring it ahead. It sounds like a side income. It may actually be a mule-account…
Most digital fraud does not begin with code. It begins with a phone call, a fake link, a refund promise or a threat that makes the victim act fast.
Many people discover NPS during tax planning. The smarter question is whether its locked-in structure fits their retirement strategy.
Two companies may return the same amount of cash. One uses dividend, another uses buyback. The investor’s post-tax outcome may differ.
A 6% dividend yield looks attractive until the stock falls 25% or the dividend is cut during a downturn.
A recommendation on social media may sound like advice. A distributor may sound like a planner. A true advisory relationship has a different duty structure.
A family may plan EMIs, school fees and vacations carefully, but one hospital bill can destroy years of savings if cover is inadequate.
The university brochure shows campus life and salary outcomes. The loan sanction letter shows interest rate, moratorium and collateral conditions. Both matter.