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Income Tax

506 articles on Income Tax, authored by the Finin2min editorial team. Page 12 of 13.

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Income Tax
Search Assessment Under Old Act vs New Act

An income tax search (commonly called an "IT raid") triggers a special assessment process with tighter timelines, higher penalties, and stricter evidentiary…

Income Tax
Section 43B MSME Payment Disallowance Under New Act

Section 43B(h) of the Income Tax Act, 1961 — effective from 1 April 2024 (AY 2024-25 onwards) — introduced one of the most consequential compliance…

Income Tax
Tax Audit Reporting Under New Income-tax Act 2025

Tax audit under Section 44AB of the old Act (now Section 194 of the Income-tax Act 2025) is mandatory for businesses and professionals above specified…

Income Tax
Tax Deduction Mapping for Senior Citizens Under New Act

Senior citizens (age 60+) are among the most directly impacted by the Income-tax Act 2025 transition — their key deductions are renumbered, the new tax regime…

Income Tax
Tax Demand Management Under Income-tax Act 2025

Most taxpayers receive a Section 143(1) intimation (now processed under equivalent provision in new Act) — a computer-generated notice from CPC Bengaluru…

Income Tax
Tax Harvesting After Income-tax Act 2025 Transition

Tax harvesting — booking gains up to the ₹1.25 lakh LTCG exemption and/or booking losses to offset gains — remains one of India's most powerful yet…

Income Tax
Tax Planning Calendar for April 2026 to March 2027

Tax Year 2026-27 started on 1 April 2026 — the first full financial year under the Income-tax Act 2025. Every deadline you miss costs money: advance tax…

Income Tax
Tax Treatment of Reimbursements Under Old vs New Regime —

Your salary slip may show many components beyond basic salary — fuel reimbursement, mobile reimbursement, book allowance, uniform allowance, leave travel…

Income Tax
Tax Year 2026-27 vs Assessment Year 2026-27 Confusion

It is June 2026, and India has both the old Assessment Year system and the new Tax Year system running simultaneously. If you're filing your ITR in July 2026…

Income Tax
TDS Payment Codes Under New Act for Finance Teams

Every month, finance teams across India deposit TDS using Challan 281 — selecting a Nature of Payment (NOP) code that maps to an income tax section. With the…

Income Tax
Unabsorbed Depreciation Transition Under Income-tax Act

Unabsorbed depreciation is one of the most tax-efficient tools available to businesses — because unlike business losses, it can be carried forward indefinitely…

Income Tax
Vendor Master Update for New TDS Codes — Income Tax Act

With the Income Tax Act 2025 replacing the 1961 Act effective 1 April 2026, every TDS section number has changed. Section 194C is gone — it's now Section…

Income Tax
Which ITR Form Should You Use: ITR-1, ITR-2, ITR-3 or ITR-4?

The easiest-looking ITR can be the wrong return. Form selection begins with every income source and exclusion—not with the taxpayer’s job title.

Income Tax
Presumptive Taxation for Small Businesses: 44AD-Style Evidence Checklist

Presumptive taxation simplifies profit computation; it does not eliminate the need to prove turnover, business identity, bank flow and statutory eligibility.

Income Tax
Presumptive Taxation for Professionals: 44ADA-Style Practical Guide

Professional qualification or a consulting invoice does not automatically make every service eligible for the professional presumptive scheme.

Income Tax
Freelancer Expenses: What to Claim and What to Avoid

A payment from a business bank account is not automatically deductible, and a personal payment is not automatically disallowed if the business purpose is…

Income Tax
Tax Audit Trigger: When Business or Professional Income Needs Extra Review

Tax audit is not determined by turnover alone. Activity type, cash ratio, presumptive history and declared profit can change the answer.

Income Tax
Form 10-IEA: Old Regime Option for Business or Professional Income

Selecting the old regime inside the return does not cure a missed statutory option form where Form 10-IEA is required.

Income Tax
Cash Transaction Red Flags: Large Deposits, Loans, Gifts and Business Receipts

Cash is not automatically taxable, but unexplained cash and prohibited cash structures can create tax, penalty and evidence risk.

Income Tax
Gifts from Parents, Spouse or Friends: Tax and Evidence Checklist

A tax-exempt receipt can still create clubbing, source-of-funds or future capital-gain documentation obligations.

Income Tax
Clubbing of Income: Spouse, Minor Child and Family Transfers

Moving an asset into another family member’s name does not always move the taxable income.

Income Tax
HUF Tax Basics: When Family Tax Planning Becomes Documentation Heavy

Opening an HUF bank account does not create HUF capital. The family must prove how the HUF acquired the asset or income.

Income Tax
Home Loan Interest and Principal: Deduction Evidence Checklist

An EMI certificate is not one deduction. It contains principal and interest governed by different provisions and conditions.

Income Tax
Joint Home Loan: Co-Owner, Co-Borrower and Deduction Confusion

Co-borrower, co-owner and EMI payer are three different facts. A valid deduction needs them to align.

Income Tax
Rental Income: Let-Out Property, Standard Deduction and TDS Trail

Rental income is not simply monthly rent multiplied by twelve. Vacancy, ownership, municipal taxes and tenant reporting can change the computation.

Income Tax
Loss Set-Off and Carry Forward: The Filing-Date Trap

Recording a loss in a spreadsheet does not preserve it. The return form, filing date and schedule determine whether it survives.

Income Tax
Capital Loss Harvesting: Smart Planning or Tax Mistake?

A portfolio screen showing an unrealised loss does not create a tax loss. The sale must be real, correctly classified and economically supportable.

Income Tax
Intraday Trading vs F&O: Tax Reporting Difference

Intraday and F&O may appear in the same broker app, but their tax classification and loss rules are not the same.

Income Tax
ESOP Taxation: Perquisite, Capital Gains and Evidence File

ESOP tax can arise before cash is realised. Exercise and sale are separate taxable events with separate evidence.

Income Tax
RSUs from Foreign Company: Schedule FA and Foreign Tax Questions

RSUs can create salary income, foreign asset reporting, dividend income and capital gains across different dates and documents.

Income Tax
Donation Deduction: 80G Proofs, Receipts and Eligible Donee Checks

A donation receipt shows payment. It does not by itself prove the institution, category and amount are eligible for deduction.

Income Tax
Health Insurance and Medical Deduction: 80D Evidence Checklist

Tax deduction and insurance coverage are different questions. The policy wording decides the insurance benefit; tax law decides the deduction.

Income Tax
NPS Deduction: 80CCD(1B), Employer Contribution and Evidence

NPS has several tax provisions. Claiming the same contribution twice is one of the easiest errors to make.

Income Tax
EPF, VPF and Interest: Salary Tax Records Employees Ignore

Payroll contribution, EPFO passbook credit and income-tax treatment are related but not identical records.

Income Tax
Intimation under 143(1): How to Read Demand or Refund Adjustment

An intimation is a line-by-line processing result. The first question is not ‘pay or appeal?’ but ‘what changed from the filed return?’

Income Tax
Rectification Request: When to Use It and When Not To

Rectification corrects an obvious record-based error. It is not a second return and not a substitute for appeal on a debatable issue.

Income Tax
Tax Payment Challan Mistake: Year, Minor Head and Correction Evidence

Paying tax is not enough if the challan points to the wrong PAN, year or payment type. The portal can treat the correct liability as unpaid.

Income Tax
Authenticate Income Tax Notice: Fake Email vs Real ITD Communication

Do not decide whether a tax communication is real from its logo, urgent wording or sender display name.

Income Tax
e-Proceedings Reply: How to Build a Clean Response File

A strong reply is easy for an officer to audit: every answer matches a question, every number matches a working and every document has an index.

Income Tax
AIS Mismatch: How to Fix Wrong Tax Information Before It Becomes a Notice

AIS is a reporting and compliance tool, not a substitute for the taxpayer’s books, contracts, bank statements and tax analysis.