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Credit Information Companies (Regulation) Act, 2005 · Section guide
Section 5 — Grant of certificate of registration
Reviewed by CA Nikhil Gupta · Last reviewed 18 September 2026
RBI assesses minimum capital, management character and public-interest/credit-system considerations before granting registration. Registration may carry conditions; rejection requires an opportunity of being heard. RBI may consider market capacity and scope when determining the number of CIC registrations.
Chapter IIRegistration of credit information companies
Primary official sources
← Section 4 — Application for registrationSection 6 — Power of Reserve Bank to cancel certificate of registratio →
Finin2min summary — explanatory text. The official Act, Rules, Regulations and notifications control if there is any difference. Educational and research resource, not legal, regulatory, tax or investment advice; verify the instrument in force on the relevant date.