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Credit Information Companies (Regulation) Act, 2005 · Section guide
Section 4 — Application for registration
Reviewed by CA Nikhil Gupta · Last reviewed 18 September 2026
An applicant intending to commence CIC business must apply to RBI in the form and manner prescribed by regulations. The original transition allowed existing CICs six months from commencement to apply. Regulation 4 and Form A operationalise the application route.
Chapter IIRegistration of credit information companies
Primary official sources
← Section 3 — Prohibition to commence or carry on business of credit infSection 5 — Grant of certificate of registration →
Finin2min summary — explanatory text. The official Act, Rules, Regulations and notifications control if there is any difference. Educational and research resource, not legal, regulatory, tax or investment advice; verify the instrument in force on the relevant date.