Reviewed by Ravi Sisodia · Last reviewed 28 July 2026
The Employees’ Pension Scheme, 1995 is funded from a carve-out of the employer’s EPF contribution (with a matching Central Government contribution where applicable) and pays a monthly pension to a member who completes the eligible pensionable service and attains superannuation, computed broadly as Pensionable Salary × Pensionable Service / 70, subject to the pensionable-salary wage ceiling unless a higher-wage option was validly exercised. It also covers widow/widower and children pension on the member’s death.
Source sequence
- Open the official base Act, Code, Scheme, Rule or Regulation.
- Identify every amendment, corrigendum, notification and administrative instrument applicable to the date.
- Separate legal entitlement from portal processing and departmental workflow.
- Link the conclusion to the canonical Finin2min paragraph, Rule or Code guide.
- Retain the downloaded source, hash, review date and responsible reviewer.
Employer control
- legal-version register
- worker and wage master
- contribution or benefit calculation
- filing, payment and acknowledgement
- exception and remediation trail
Member or employee control
- identity and service record
- nomination and family details
- contribution and benefit history
- claim and grievance evidence
- signed order and payment trail
Source and review trail
Use the current official instrument, portal or regulator publication before acting. This panel separates the category authority from page-specific references.
- Official starting point
- www.labour.gov.in