Reviewed by Ravi Sisodia · Last reviewed 28 July 2026
The Employees’ Deposit Linked Insurance Scheme, 1976 provides a lump-sum life-assurance benefit to the nominee or legal heirs of an EPF member who dies while in service, funded entirely by an employer contribution (members pay nothing towards EDLI). The assurance amount is linked to the member’s average monthly pay and average PF balance over the preceding period, subject to a minimum guarantee and an overall ceiling that the Scheme revises from time to time — verify the figure in force on the date of death against the current Scheme text before relying on it.
Source sequence
- Open the official base Act, Code, Scheme, Rule or Regulation.
- Identify every amendment, corrigendum, notification and administrative instrument applicable to the date.
- Separate legal entitlement from portal processing and departmental workflow.
- Link the conclusion to the canonical Finin2min paragraph, Rule or Code guide.
- Retain the downloaded source, hash, review date and responsible reviewer.
Employer control
- legal-version register
- worker and wage master
- contribution or benefit calculation
- filing, payment and acknowledgement
- exception and remediation trail
Member or employee control
- identity and service record
- nomination and family details
- contribution and benefit history
- claim and grievance evidence
- signed order and payment trail
Source and review trail
Use the current official instrument, portal or regulator publication before acting. This panel separates the category authority from page-specific references.
- Official starting point
- www.labour.gov.in