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RBI R3B · Source Integrity

RBI Instrument Source-Integrity Register

Instrument-specific RBI source classification for all 39 banking, NBFC, payments, reporting and Ombudsman records.

Finin2min Summary — in 2 Minutes

All 39 baseline RBI instruments now point to exact legal instrument pages. R3B closed the 23 category-gateway records and replaced the Ombudsman complaint-portal reference with the legal Scheme notification and amended consolidated document.

Source-integrity dashboard

Exact instrument pages39
Category gateways0
Portal-only legal sources0
Residual evidence records13

R3B controls

Exact-source closure

24 gateway and Scheme records closed against instrument-specific RBI pages.

Amendment and supersession

Current-as-of dates, future commencement, repeal and savings boundaries.

39-instrument source register

IDCategoryInstrumentDate/currentnessSource classStatusSource
RBI-SI-001Commercial BanksReserve Bank of India (Commercial Banks – Managing Risks in Outsourcing) Directions, 20252025-11-28EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-002Commercial BanksReserve Bank of India (Commercial Banks – Responsible Business Conduct) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-003Commercial BanksReserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025Updated 2025-12-29EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-004Commercial BanksReserve Bank of India (Commercial Banks – Concentration Risk Management) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-005Commercial BanksReserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-006Commercial BanksReserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025Updated 2026-07-15EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-007Commercial BanksReserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-008Commercial BanksReserve Bank of India (Commercial Banks - Asset Classification, Provisioning and Income Recognition) Directions, 2026Issued 2026-04-27; effective 2027-04-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-009Commercial BanksReserve Bank of India (Commercial Banks - Capital Charge for Credit Risk – Standardised Approach) Directions, 2026Issued 2026-04-27; effective 2027-04-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-010Commercial BanksReserve Bank of India (Commercial Banks – Asset Liability Management) Directions, 20252025-11-28EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-011Commercial BanksReserve Bank of India (Commercial Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025Updated 2026-05-18EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-012Commercial BanksReserve Bank of India (Commercial Banks – Resolution of Stressed Assets) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-013Commercial BanksReserve Bank of India (Commercial Banks – Securitisation Transactions) Directions, 20252025-11-28EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-014Commercial BanksReserve Bank of India (Commercial Banks - Transfer and Distribution of Credit Risk) Directions, 20252025-11-28EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-015NBFCReserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) Directions, 20252025-11-28EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-016NBFCReserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-017NBFCReserve Bank of India (Non-Banking Financial Companies – Know Your Customer) Directions, 2025Updated 2025-12-29EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-018NBFCReserve Bank of India (Non-Banking Financial Companies – Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-019NBFCReserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-020NBFCReserve Bank of India (Non-Banking Financial Companies - Concentration Risk Management) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-021NBFCReserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) Directions, 2025Updated 2026-07-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-022NBFCReserve Bank of India (Housing Finance Companies) Directions, 2025Updated 2026-04-15EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-023NBFCReserve Bank of India (Non-Banking Financial Companies - Account Aggregator) Directions, 20252025-11-28EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-024NBFCReserve Bank of India (Non-Banking Financial Companies – Peer to Peer Lending Platform) Directions, 20252025-11-28EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-025PaymentsMaster Direction on Regulation of Payment Aggregator (PA)2025-09-15EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-026PaymentsMaster Directions on Prepaid Payment Instruments (PPIs)Updated 2024-12-27EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-027PaymentsMaster Directions on Authorisation to operate a Payment System2026-06-15EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-028PaymentsReserve Bank of India (Trade Receivables Discounting System) Directions, 20262026-06-23EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-029PaymentsDigital Payments – E-mandate Framework, 20262026-04-21EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-030PaymentsReserve Bank of India (Authentication mechanisms for digital payment transactions) Directions, 2025Issued 2025-09-25; general effective 2026-04-01EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-031PaymentsMaster Directions on Cyber Resilience and Digital Payment Security Controls for non-bank Payment System Operators2024-07-30EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-032PaymentsMaster Direction – Reserve Bank of India (Bharat Bill Payment System) Directions, 20242024-02-29EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-033ReportingMaster Direction – Reserve Bank of India (Filing of Supervisory Returns) Directions, 20242024-02-27EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-034OmbudsmanReserve Bank of India (Commercial Banks - Internal Ombudsman) Directions, 20262026-01-14EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-035OmbudsmanReserve Bank of India (Non-Banking Financial Companies - Internal Ombudsman) Directions, 20262026-01-14EXACT_INSTRUMENT_PAGESOURCE_ANCHOREDOfficial source
RBI-SI-036OmbudsmanReserve Bank of India (Payments Banks - Internal Ombudsman) Directions, 20262026-01-14EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-037OmbudsmanReserve Bank of India (Non-Bank Prepaid Payment Instruments Issuers - Internal Ombudsman) Directions, 20262026-01-14EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-038OmbudsmanReserve Bank of India (Credit Information Companies - Internal Ombudsman) Directions, 20262026-01-14EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source
RBI-SI-039OmbudsmanReserve Bank - Integrated Ombudsman Scheme, 20212021-11-12; amended through 2022-08-05EXACT_INSTRUMENT_PAGEEXACT_SOURCE_AND_CHAIN_CLOSED_R3BOfficial source

Publication boundary

The local pages are professional interpretations. Exact paragraph, annexure, form and amendment-footnote certification remains controlled under R3C.