Working notes
- What to check: Classify payer and service before charging.
- Before you close the file: Document the current RBI instrument supporting the amount charged.
Reviewed by CA Nikhil Gupta · Last reviewed 18 September 2026
Section 27 supports RBI specification of maximum fees. Apply Regulation 12’s base ceilings together with later RBI directions, including free full credit report entitlements and current CIC/credit-institution fee controls.
Finin2min summary — explanatory text. The official Act, Rules, Regulations and notifications control if there is any difference. Educational and research resource, not legal, regulatory, tax or investment advice; verify the instrument in force on the relevant date.