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Home › Indian Laws › Credit Information Companies (Regulation) Act, 2005 › Sections › Section 11 — Power of Reserve Bank to give directions
Credit Information Companies (Regulation) Act, 2005 · Section guide

Section 11 — Power of Reserve Bank to give directions

Reviewed by CA Nikhil Gupta · Last reviewed 18 September 2026

Chapter IIIManagement of credit information companies

What this section provides

RBI may issue binding directions where necessary for public interest, credit institutions, specified users, CICs, borrowers/clients or credit-system management. Directions can govern the conduct of regulated credit-information activity and are a central source of current operational obligations. The 2025 RBI CIC Directions and sector-specific Credit Information Reporting Directions must be read with this section.

Finin2min summary — explanatory text. The official Act, Rules, Regulations and notifications control if there is any difference. Educational and research resource, not legal, regulatory, tax or investment advice; verify the instrument in force on the relevant date.