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Credit Information Companies (Regulation) Act, 2005 · Section guide
Section 1 — Short title, extent and commencement
Reviewed by CA Nikhil Gupta · Last reviewed 18 September 2026
Names the Act and extends it across India. Commencement is notification-driven; the Act was brought into force on 14 December 2006 by S.O. 2098(E). The commencement clause matters when testing whether an obligation existed on a historical date.
Chapter IPreliminary
Primary official sources
Finin2min summary — explanatory text. The official Act, Rules, Regulations and notifications control if there is any difference. Educational and research resource, not legal, regulatory, tax or investment advice; verify the instrument in force on the relevant date.