Ind AS · Ind AS 12

Ind AS 12: Income Taxes — Deferred Tax, DTA, DTL & Permanent Differences

Finin2min Research Desk·June 2026·15–20 min readInd AS 12 Income Taxes Converged: IAS 12

Ind AS 12 — Income Taxes (converged with IAS 12) governs the accounting for current and deferred income taxes. The standard requires entities to recognise deferred tax for all temporary differences between accounting carrying amounts and tax bases, subject to specific exceptions. Deferred tax is one of the most pervasive and frequently misunderstood areas of financial reporting — affecting every entity that pays income tax. This guide covers the complete framework with journal entries and case studies.

📜 In This Article

  1. Current tax vs deferred tax
  2. Temporary differences — taxable and deductible
  3. Tax base of assets and liabilities
  4. Deferred Tax Liability (DTL) recognition
  5. Deferred Tax Asset (DTA) — recognition and recoverability test
  6. Unused tax losses and credits as DTA
  7. Special cases: revaluation, business combinations, OCI items
  8. Deferred tax rate — enacted vs substantially enacted
  9. Case Study — Depreciation difference (Accelerated tax depreciation)
  10. Case Study — Provision disallowed for tax (Warranty provision)
  11. Case Study — Unused tax losses (Start-up company)
  12. Deferred tax and MAT (Minimum Alternate Tax)
  13. Presentation and offsetting of deferred tax
  14. Disclosures — tax reconciliation and effective rate

Standard Reference: Ind AS 12, converged with IAS 12. Effective from Ind AS adoption date. Does not cover accounting for government grants (Ind AS 20) or investment tax credits. In India, interacts significantly with MAT (Section 115JB/115BAA) under the Income Tax Act.

1. Current Tax vs Deferred Tax

TypeDefinitionBalance SheetP&L
Current TaxTax payable/recoverable for current and prior periods, based on taxable profit and enacted tax ratesCurrent tax liability/assetCurrent tax expense
Deferred TaxFuture tax consequences of temporary differences between accounting and tax carrying amountsDTA (non-current asset) or DTL (non-current liability)Deferred tax expense/income

2. The Fundamental Concept: Temporary Differences

A temporary difference is the difference between the carrying amount of an asset/liability in the balance sheet and its tax base (the amount attributed to it for tax purposes).

Tax Base of an Asset: Amount deductible for tax when economic benefits are recovered. Example: a machine with book value ₹60 lakh and tax WDV of ₹40 lakh → tax base = ₹40 lakh → TTD = ₹20 lakh → DTL = ₹20L × 25.168% = ₹5.03 lakh.

Tax Base of a Liability: Carrying amount less amounts deductible for tax in future periods. Example: warranty provision of ₹10 lakh (not yet deductible for tax) → tax base = ₹0 → DTD = ₹10 lakh → DTA = ₹10L × 25.168% = ₹2.52 lakh.

3. Deferred Tax Liability (DTL) — Recognition

Recognise a DTL for all taxable temporary differences, except:

4. Deferred Tax Asset (DTA) — Recognition

Recognise a DTA for deductible temporary differences, unused tax losses, and unused tax credits — only to the extent that it is probable that taxable profit will be available against which the deductible temporary differences can be utilised.

Recoverability is the key test for DTA: If a company has a history of losses, recognition of DTA requires convincing evidence that sufficient future taxable profits will be available. DTA on carry-forward losses requires particularly careful assessment — start-ups and loss-making companies must disclose the basis of DTA recognition extensively.

📊 Case Study 1: Accelerated Tax Depreciation (Most Common)

Manufacturing company — Machine depreciation difference

Scenario: ManufCo buys a machine for ₹1,00,00,000. Accounting: straight-line, 10-year life → ₹10L/year depreciation. Tax: Written Down Value method at 15% WDV → Year 1: ₹15L. Tax rate: 25.168% (including surcharge + cess).

YearBook WDV (₹L)Tax WDV (₹L)Taxable Temp Diff (₹L)DTL (₹L)DTL Movement
Year 1908551.26Create ₹1.26L DTL
Year 28072.257.751.95Increase DTL by ₹0.69L
Year 55044.375.631.42DTL reducing (book dep > tax dep)
Year 10019.69-19.69(4.96)DTA now; full reversal
Year 1 — DTL Creation (Tax depreciation > Book depreciation)
Deferred Tax Expense (P&L)
Dr ₹1,25,840
Deferred Tax Liability A/c
Cr ₹1,25,840
(₹5L temp diff × 25.168% = ₹1,25,840; DTL reverses in later years when book dep > tax dep)

💊 Case Study 2: Warranty Provision (Deductible Temp Diff)

Consumer electronics manufacturer — warranty liability

Scenario: ElecCo creates a warranty provision of ₹50 lakh in FY2026. Under Income Tax Act, this provision is NOT deductible until actual warranty claims are paid. Tax base of warranty liability = ₹0 (nothing deductible until paid). DTD = ₹50 lakh → DTA = ₹50L × 25.168% = ₹12.58 lakh.

DTA on Warranty Provision (Deductible Temp Diff)
Deferred Tax Asset A/c
Dr ₹12,58,400
Deferred Tax Income (P&L)
Cr ₹12,58,400
When warranty claim paid (FY2027):
Deferred Tax Expense (P&L)
Dr ₹12,58,400
Deferred Tax Asset A/c
Cr ₹12,58,400

📈 Case Study 3: Unused Tax Losses — Start-up DTA

EdTech start-up — when to recognise DTA on losses

Scenario: EdStart Ltd (5-year-old edtech company) has cumulative business losses of ₹200 crore and unused carry-forward losses of ₹80 crore (that can be carried forward 8 years under income tax). Management projects profitability from FY2027 onwards with ₹150 crore taxable income over next 5 years.

DTA on carry-forward losses = ₹80 Cr × 25.168% = ₹20.13 Cr

Recognition test: Is it probable that sufficient taxable income will be available? Management's projections show ₹150 Cr taxable income over 5 years — more than enough to utilise ₹80 Cr loss carryforward before expiry. If projections are supported by contracts, business plans, and market growth data: recognise ₹20.13 Cr DTA.

If there is uncertainty about profitability (e.g., company is pre-revenue, highly speculative projections): do not recognise DTA. Many VC-backed start-ups with large losses do not recognise DTA — this creates a "hidden" tax asset that will be realised when the company turns profitable.

5. Deferred Tax and MAT

India has two tax regimes that interact with Ind AS 12:

Since many profitable listed companies opted for the new 22% regime under Section 115BAA (which eliminated MAT for those opting in), MAT-DTA treatment has reduced complexity for many entities. However, companies still under old regime must maintain MAT credit DTA separately.

6. Key Disclosures — Tax Reconciliation

Ind AS 12 requires a reconciliation between:

Items causing the difference (tax rate reconciliation): permanent differences (expenses disallowed permanently), differential rates, tax-exempt income, uncertain tax positions, effect of deferred tax rate changes, impact of unrecognised DTA on losses.

✅ Key Takeaways — Ind AS 12

  • Deferred tax arises from temporary differences between accounting carrying amount and tax base
  • DTL: recognised for all taxable temporary differences (few exceptions)
  • DTA: recognised only if probably recoverable from future taxable profits
  • Unused tax losses: DTA recognised only if sufficient future taxable income is probable
  • Rate: use enacted (or substantially enacted) tax rate expected when temporary difference reverses
  • India: Section 115BAA companies use 25.168%; MAT credit DTA applies for companies under old regime
  • Deferred tax on OCI items (e.g., remeasurement of defined benefit obligation, FVTOCI changes): recognised in OCI, not P&L
  • Mandatory tax rate reconciliation disclosure: links statutory rate to effective tax rate

❓ Frequently Asked Questions

What is the difference between a permanent difference and a temporary difference in tax accounting?

A temporary difference creates deferred tax — it originates when accounting treatment and tax treatment differ in timing, but will ultimately reverse. E.g., accelerated tax depreciation leads to DTL that reverses when book depreciation eventually exceeds tax depreciation. A permanent difference, in contrast, never reverses — it's an amount that is either permanently taxable or permanently non-deductible. Examples: expenses disallowed under Section 37 (personal expenses, unapproved payments), exempt dividends under Section 10(34), deductions under Section 80-IC. Permanent differences affect the effective tax rate but do not create deferred tax assets or liabilities.

Can a company recognise DTA on business loss carry-forward if it is currently loss-making?

Yes, but with strict conditions. Even a currently loss-making company can recognise DTA on carry-forward losses if it is probable that sufficient future taxable profit will be available — this could be supported by: signed long-term contracts providing revenue certainty, demonstrated turnaround with improving trend, tax planning opportunities (e.g., a planned property sale that will generate taxable gains), or reversal of existing taxable temporary differences (existing DTL that will create taxable income). The standard does not require profitability in the current year — it requires a probability assessment of future taxable income. However, 'convincing evidence' is required when the entity has a history of recent losses.

What is the deferred tax rate to use in India?

The deferred tax rate should be the enacted (or substantively enacted) tax rate expected to apply when the temporary difference reverses. For Indian domestic companies: if operating under Section 115BAA (22% base rate), use 25.168% (22% + 10% surcharge on tax + 4% cess). If under old regime (30%), use 34.944% (30% + 12% surcharge for large companies + 4% cess). Note: the rate applicable depends on the company's expected tax regime at the time the temporary difference will reverse — if a company plans to opt for 115BAA in the near future, it may use the 115BAA rate for future reversals. Rate changes must be reflected in deferred tax in the period when the new rate is enacted.

Ind AS · Ind AS 12

Ind AS 12: Income Taxes — Deferred Tax, DTA, DTL & Permanent Differences

Finin2min Research Desk·June 2026·15–20 min readInd AS 12 Income Taxes Converged: IAS 12

Ind AS 12 — Income Taxes (converged with IAS 12) governs the accounting for current and deferred income taxes. The standard requires entities to recognise deferred tax for all temporary differences between accounting carrying amounts and tax bases, subject to specific exceptions. Deferred tax is one of the most pervasive and frequently misunderstood areas of financial reporting — affecting every entity that pays income tax. This guide covers the complete framework with journal entries and case studies.

📜 In This Article

  1. Current tax vs deferred tax
  2. Temporary differences — taxable and deductible
  3. Tax base of assets and liabilities
  4. Deferred Tax Liability (DTL) recognition
  5. Deferred Tax Asset (DTA) — recognition and recoverability test
  6. Unused tax losses and credits as DTA
  7. Special cases: revaluation, business combinations, OCI items
  8. Deferred tax rate — enacted vs substantially enacted
  9. Case Study — Depreciation difference (Accelerated tax depreciation)
  10. Case Study — Provision disallowed for tax (Warranty provision)
  11. Case Study — Unused tax losses (Start-up company)
  12. Deferred tax and MAT (Minimum Alternate Tax)
  13. Presentation and offsetting of deferred tax
  14. Disclosures — tax reconciliation and effective rate

Standard Reference: Ind AS 12, converged with IAS 12. Effective from Ind AS adoption date. Does not cover accounting for government grants (Ind AS 20) or investment tax credits. In India, interacts significantly with MAT (Section 115JB/115BAA) under the Income Tax Act.

1. Current Tax vs Deferred Tax

TypeDefinitionBalance SheetP&L
Current TaxTax payable/recoverable for current and prior periods, based on taxable profit and enacted tax ratesCurrent tax liability/assetCurrent tax expense
Deferred TaxFuture tax consequences of temporary differences between accounting and tax carrying amountsDTA (non-current asset) or DTL (non-current liability)Deferred tax expense/income

2. The Fundamental Concept: Temporary Differences

A temporary difference is the difference between the carrying amount of an asset/liability in the balance sheet and its tax base (the amount attributed to it for tax purposes).

  • Taxable Temporary Difference (TTD): Will result in taxable amounts in future periods (when the asset is recovered or liability settled). → Creates Deferred Tax Liability (DTL)
  • Deductible Temporary Difference (DTD): Will result in deductible amounts in future periods. → Creates Deferred Tax Asset (DTA)

Tax Base of an Asset: Amount deductible for tax when economic benefits are recovered. Example: a machine with book value ₹60 lakh and tax WDV of ₹40 lakh → tax base = ₹40 lakh → TTD = ₹20 lakh → DTL = ₹20L × 25.168% = ₹5.03 lakh.

Tax Base of a Liability: Carrying amount less amounts deductible for tax in future periods. Example: warranty provision of ₹10 lakh (not yet deductible for tax) → tax base = ₹0 → DTD = ₹10 lakh → DTA = ₹10L × 25.168% = ₹2.52 lakh.

3. Deferred Tax Liability (DTL) — Recognition

Recognise a DTL for all taxable temporary differences, except:

  • Goodwill where amortisation is not deductible for tax
  • Initial recognition exemption: asset/liability arising from a transaction that (a) is not a business combination AND (b) at the time of the transaction, affects neither accounting profit nor taxable profit
  • Investments in subsidiaries/associates/JVs where the entity can control the timing of reversal and it is probable it will not reverse in the foreseeable future

4. Deferred Tax Asset (DTA) — Recognition

Recognise a DTA for deductible temporary differences, unused tax losses, and unused tax credits — only to the extent that it is probable that taxable profit will be available against which the deductible temporary differences can be utilised.

Recoverability is the key test for DTA: If a company has a history of losses, recognition of DTA requires convincing evidence that sufficient future taxable profits will be available. DTA on carry-forward losses requires particularly careful assessment — start-ups and loss-making companies must disclose the basis of DTA recognition extensively.

📊 Case Study 1: Accelerated Tax Depreciation (Most Common)

Manufacturing company — Machine depreciation difference

Scenario: ManufCo buys a machine for ₹1,00,00,000. Accounting: straight-line, 10-year life → ₹10L/year depreciation. Tax: Written Down Value method at 15% WDV → Year 1: ₹15L. Tax rate: 25.168% (including surcharge + cess).

YearBook WDV (₹L)Tax WDV (₹L)Taxable Temp Diff (₹L)DTL (₹L)DTL Movement
Year 1908551.26Create ₹1.26L DTL
Year 28072.257.751.95Increase DTL by ₹0.69L
Year 55044.375.631.42DTL reducing (book dep > tax dep)
Year 10019.69-19.69(4.96)DTA now; full reversal
Year 1 — DTL Creation (Tax depreciation > Book depreciation)
Deferred Tax Expense (P&L)
Dr ₹1,25,840
Deferred Tax Liability A/c
Cr ₹1,25,840
(₹5L temp diff × 25.168% = ₹1,25,840; DTL reverses in later years when book dep > tax dep)

💊 Case Study 2: Warranty Provision (Deductible Temp Diff)

Consumer electronics manufacturer — warranty liability

Scenario: ElecCo creates a warranty provision of ₹50 lakh in FY2026. Under Income Tax Act, this provision is NOT deductible until actual warranty claims are paid. Tax base of warranty liability = ₹0 (nothing deductible until paid). DTD = ₹50 lakh → DTA = ₹50L × 25.168% = ₹12.58 lakh.

DTA on Warranty Provision (Deductible Temp Diff)
Deferred Tax Asset A/c
Dr ₹12,58,400
Deferred Tax Income (P&L)
Cr ₹12,58,400
When warranty claim paid (FY2027):
Deferred Tax Expense (P&L)
Dr ₹12,58,400
Deferred Tax Asset A/c
Cr ₹12,58,400

📈 Case Study 3: Unused Tax Losses — Start-up DTA

EdTech start-up — when to recognise DTA on losses

Scenario: EdStart Ltd (5-year-old edtech company) has cumulative business losses of ₹200 crore and unused carry-forward losses of ₹80 crore (that can be carried forward 8 years under income tax). Management projects profitability from FY2027 onwards with ₹150 crore taxable income over next 5 years.

DTA on carry-forward losses = ₹80 Cr × 25.168% = ₹20.13 Cr

Recognition test: Is it probable that sufficient taxable income will be available? Management's projections show ₹150 Cr taxable income over 5 years — more than enough to utilise ₹80 Cr loss carryforward before expiry. If projections are supported by contracts, business plans, and market growth data: recognise ₹20.13 Cr DTA.

If there is uncertainty about profitability (e.g., company is pre-revenue, highly speculative projections): do not recognise DTA. Many VC-backed start-ups with large losses do not recognise DTA — this creates a "hidden" tax asset that will be realised when the company turns profitable.

5. Deferred Tax and MAT

India has two tax regimes that interact with Ind AS 12:

  • Regular tax (Section 115BAA for domestic companies: 22% + surcharge + cess = 25.168%): Normal deferred tax applies
  • MAT (Minimum Alternate Tax — Section 115JB: 15% + surcharge + cess on book profits): MAT credit (excess of MAT over normal tax) creates a DTA — recognisable if it is probable that normal tax will be paid in future years. MAT credit carries forward for 15 years.

Since many profitable listed companies opted for the new 22% regime under Section 115BAA (which eliminated MAT for those opting in), MAT-DTA treatment has reduced complexity for many entities. However, companies still under old regime must maintain MAT credit DTA separately.

6. Key Disclosures — Tax Reconciliation

Ind AS 12 requires a reconciliation between:

  • Tax expense at applicable rate (statutory rate × accounting profit before tax)
  • Actual tax expense reported

Items causing the difference (tax rate reconciliation): permanent differences (expenses disallowed permanently), differential rates, tax-exempt income, uncertain tax positions, effect of deferred tax rate changes, impact of unrecognised DTA on losses.

✅ Key Takeaways — Ind AS 12

  • Deferred tax arises from temporary differences between accounting carrying amount and tax base
  • DTL: recognised for all taxable temporary differences (few exceptions)
  • DTA: recognised only if probably recoverable from future taxable profits
  • Unused tax losses: DTA recognised only if sufficient future taxable income is probable
  • Rate: use enacted (or substantially enacted) tax rate expected when temporary difference reverses
  • India: Section 115BAA companies use 25.168%; MAT credit DTA applies for companies under old regime
  • Deferred tax on OCI items (e.g., remeasurement of defined benefit obligation, FVTOCI changes): recognised in OCI, not P&L
  • Mandatory tax rate reconciliation disclosure: links statutory rate to effective tax rate

❓ Frequently Asked Questions

What is the difference between a permanent difference and a temporary difference in tax accounting?

A temporary difference creates deferred tax — it originates when accounting treatment and tax treatment differ in timing, but will ultimately reverse. E.g., accelerated tax depreciation leads to DTL that reverses when book depreciation eventually exceeds tax depreciation. A permanent difference, in contrast, never reverses — it's an amount that is either permanently taxable or permanently non-deductible. Examples: expenses disallowed under Section 37 (personal expenses, unapproved payments), exempt dividends under Section 10(34), deductions under Section 80-IC. Permanent differences affect the effective tax rate but do not create deferred tax assets or liabilities.

Can a company recognise DTA on business loss carry-forward if it is currently loss-making?

Yes, but with strict conditions. Even a currently loss-making company can recognise DTA on carry-forward losses if it is probable that sufficient future taxable profit will be available — this could be supported by: signed long-term contracts providing revenue certainty, demonstrated turnaround with improving trend, tax planning opportunities (e.g., a planned property sale that will generate taxable gains), or reversal of existing taxable temporary differences (existing DTL that will create taxable income). The standard does not require profitability in the current year — it requires a probability assessment of future taxable income. However, 'convincing evidence' is required when the entity has a history of recent losses.

What is the deferred tax rate to use in India?

The deferred tax rate should be the enacted (or substantively enacted) tax rate expected to apply when the temporary difference reverses. For Indian domestic companies: if operating under Section 115BAA (22% base rate), use 25.168% (22% + 10% surcharge on tax + 4% cess). If under old regime (30%), use 34.944% (30% + 12% surcharge for large companies + 4% cess). Note: the rate applicable depends on the company's expected tax regime at the time the temporary difference will reverse — if a company plans to opt for 115BAA in the near future, it may use the 115BAA rate for future reversals. Rate changes must be reflected in deferred tax in the period when the new rate is enacted.