FININ2MIN · WORK & INCOME
Compare offers, plan independent work and prepare for an income gap with clear assumptions and useful cash comparisons.
Use your existing Finin2min sign-in to open a planner. Financial inputs, results and imported files are processed in your browser. They are not saved to Finin2min's database. Saving a scenario on this device is optional; CSV and JSON exports are downloaded directly to your device.
Device saves and downloaded files can be accessed by someone who controls the same browser profile or device. Use a device you trust, or work without a device save.
Look beyond the headline CTC.
Compare entered annual cash salary, bonus assumptions, scoped salary-tax estimates, payroll deductions, living costs and one-off relocation costs. The output separates recurring cash from the effect of a one-time move.
Open planner · sign-in requiredBring both employers into one view.
Combine salary from the earlier and new employer for the chosen period, enter the TDS already paid and inspect the resulting salary-only estimate. Review the assumptions and relevant year before using the result.
Open planner · sign-in requiredFollow an invoice through to usable cash.
Separate collections, platform fees, expenses, withholding and GST cash. Choose a reserve that fits the scenario. An invoice, a bank receipt and accounting profit have different meanings; the planner keeps those distinctions visible.
Open planner · sign-in requiredConnect a price to your income needs.
Enter your draw, business costs, buffer, available days, hours, billable capacity and collection assumptions. Compare monthly, hourly, day and project figures with the calculation method visible.
Open planner · sign-in requiredUnderstand the difference in a bank credit.
Bring gross amounts, refunds, fees, withholding, holds, releases and adjustments into one cash bridge. Compare the expected payout with the amount received. An arithmetic match is a starting point for reviewing the underlying statement.
Open planner · sign-in requiredSee the cash needed before income returns.
Model a planned break, a possible additional delay, monthly expenses, receipts and a protected reserve over a 1–24 month horizon. See required starting cash, the lowest balance and when the selected reserve could be breached.
Open planner · sign-in requiredSalary estimates cover resident individuals with normal-rate cash salary within the stated limits. Choose the appropriate calculation year and check the displayed exclusions. Freelance and income-break outputs are cash-planning scenarios based on your entries.
Each tool includes its own calculation method, assumptions and relevant source links. Start with the plain-language explanation, then inspect the details needed for your decision. Review material tax, legal or financing decisions with an appropriate professional.