Skip to content
Finin2min
Finin2min Part 1

RBI, Banking and Payments — Para-wise Regulatory Corpus

Current regulator-owned instrument architecture with paragraph pages, practical examples, Q&A, forms/returns, Ombudsman and enforcement.

RBIBankingPayments140 paragraph pages

Part 1 scope

This package repairs Act ownership, creates current instrument inventories and adds paragraph-wise operational corpora for KYC/CDD, digital lending, PPI, payment aggregators, NBFC SBR, prudential/exposure, outsourcing/IT, returns, Ombudsman and enforcement.

Modules

Digital Lending

18 paragraph/control pages · Reserve Bank of India (Digital Lending) Directions, 2025

Payment Aggregators

13 paragraph/control pages · Master Direction on Regulation of Payment Aggregator, 15 September 2025

Ombudsman Framework

12 paragraph/control pages · 2026 entity-specific Internal Ombudsman Directions and RB-IOS 2021

Current RBI instruments

Download instrument inventory · Download Act-ownership matrix

Representative enforcement cases

All pages in this section (39)

Digital Payments – E-mandate Framework, 2026Master Direction on Regulation of Payment Aggregator (PA)Master Direction – Reserve Bank of India (Bharat Bill Payment System) Directions, 2024Master Direction – Reserve Bank of India (Filing of Supervisory Returns) Directions, 2024Master Directions on Authorisation to operate a Payment SystemMaster Directions on Cyber Resilience and Digital Payment Security Controls for non-bank PMaster Directions on Prepaid Payment Instruments (PPIs)Reserve Bank – Integrated Ombudsman Scheme, 2021Reserve Bank of India (Authentication mechanisms for digital payment transactions) DirectiReserve Bank of India (Commercial Banks - Asset Classification, Provisioning and Income ReReserve Bank of India (Commercial Banks – Asset Liability Management) Directions, 2025Reserve Bank of India (Commercial Banks - Capital Charge for Credit Risk – Standardised ApReserve Bank of India (Commercial Banks – Classification, Valuation and Operation of InvesReserve Bank of India (Commercial Banks – Concentration Risk Management) Directions, 2025Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025Reserve Bank of India (Commercial Banks - Internal Ombudsman) Directions, 2026Reserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025Reserve Bank of India (Commercial Banks – Managing Risks in Outsourcing) Directions, 2025Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) DirectionsReserve Bank of India (Commercial Banks – Resolution of Stressed Assets) Directions, 2025Reserve Bank of India (Commercial Banks – Responsible Business Conduct) Directions, 2025Reserve Bank of India (Commercial Banks – Securitisation Transactions) Directions, 2025Reserve Bank of India (Commercial Banks - Transfer and Distribution of Credit Risk) DirectReserve Bank of India (Credit Information Companies - Internal Ombudsman) Directions, 2026Reserve Bank of India (Housing Finance Companies) Directions, 2025Reserve Bank of India (Non-Bank PPI Issuers - Internal Ombudsman) Directions, 2026Reserve Bank of India (Non-Banking Financial Companies - Account Aggregator) Directions, 2Reserve Bank of India (Non-Banking Financial Companies – Capital Adequacy) Directions, 202Reserve Bank of India (Non-Banking Financial Companies – Concentration Risk Management) DiReserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) DirectionReserve Bank of India (Non-Banking Financial Companies - Internal Ombudsman) Directions, 2Reserve Bank of India (Non-Banking Financial Companies – Know Your Customer) Directions, 2Reserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) DiReserve Bank of India (Non-Banking Financial Companies – Peer to Peer Lending Platform) DiReserve Bank of India (Non-Banking Financial Companies – Registration, Exemptions and ScalReserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) DirReserve Bank of India (Payments Banks - Internal Ombudsman) Directions, 2026Reserve Bank of India (Trade Receivables Discounting System) Directions, 2026