Use the Phases 3-4 professional repository for authority, trigger, workflow, evidence, consequence and current-source controls.
Recovery Certificate and Recovery Officer: law, practical example, evidence, risk and Finin2min action workflow.
Attachment, sale, receiver and other recovery modes follow tribunal certification and procedure.
RDB Act recovery provisions
Read with the current rules, notifications, circulars, portal instructions and binding judgments applicable to the event date.
Fix person, entity, role, activity, period, location, threshold and regulator.
Separate statute, delegated law, regulator guidance, contract and internal policy.
Reconcile documents, systems, filings, accounts and approvals.
Begin asset intelligence before adjudication ends.
A decree-equivalent recovery certificate is issued.
Finin2min decision rule: reperform the analysis when a material fact, date, role or legal instrument changes.
Asset tracing after the certificate is too late.
Common additional failures are stale law, incomplete authority, inconsistent records, undocumented judgment and missing cross-law analysis.
| Stage | Control | Output |
|---|---|---|
| Facts | Freeze parties, dates, amounts and documents | Fact sheet |
| Law | Open current primary sources | Legal map |
| Evidence | Resolve inconsistencies | Evidence index |
| Decision | Approve, remediate, disclose or escalate | Signed note |
Attachment, sale, receiver and other recovery modes follow tribunal certification and procedure.
RDB Act recovery provisions
facility and security documents; account and NPA computation; notices and service proof; CERSAI and title records.
Begin asset intelligence before adjudication ends.
Source review: 4 July 2026. Verify later amendments and case status before professional reliance.