Use the Phases 3-4 professional repository for authority, trigger, workflow, evidence, consequence and current-source controls.
Borrower Application to DRT: law, practical example, evidence, risk and Finin2min action workflow.
The DRT examines whether enforcement measures comply with the Act and can grant restorative relief.
SARFAESI s.17
Read with the current rules, notifications, circulars, portal instructions and binding judgments applicable to the event date.
Fix person, entity, role, activity, period, location, threshold and regulator.
Separate statute, delegated law, regulator guidance, contract and internal policy.
Reconcile documents, systems, filings, accounts and approvals.
File a precise event and relief matrix.
A borrower challenges possession and auction.
Finin2min decision rule: reperform the analysis when a material fact, date, role or legal instrument changes.
Missing the correct measure, party or limitation can be fatal.
Common additional failures are stale law, incomplete authority, inconsistent records, undocumented judgment and missing cross-law analysis.
| Stage | Control | Output |
|---|---|---|
| Facts | Freeze parties, dates, amounts and documents | Fact sheet |
| Law | Open current primary sources | Legal map |
| Evidence | Resolve inconsistencies | Evidence index |
| Decision | Approve, remediate, disclose or escalate | Signed note |
The DRT examines whether enforcement measures comply with the Act and can grant restorative relief.
SARFAESI s.17
facility and security documents; account and NPA computation; notices and service proof; CERSAI and title records.
File a precise event and relief matrix.
Source review: 4 July 2026. Verify later amendments and case status before professional reliance.