Use the Phases 3-4 professional repository for authority, trigger, workflow, evidence, consequence and current-source controls.
Section 13(2) Demand Notice: law, practical example, evidence, risk and Finin2min action workflow.
The demand notice should correctly state debt, security, default and cure period.
SARFAESI s.13(2)
Read with the current rules, notifications, circulars, portal instructions and binding judgments applicable to the event date.
Fix person, entity, role, activity, period, location, threshold and regulator.
Separate statute, delegated law, regulator guidance, contract and internal policy.
Reconcile documents, systems, filings, accounts and approvals.
Build a facility-security-demand schedule.
A bank issues notice across several facilities and securities.
Finin2min decision rule: reperform the analysis when a material fact, date, role or legal instrument changes.
Incorrect amount or omitted security can create challenge grounds.
Common additional failures are stale law, incomplete authority, inconsistent records, undocumented judgment and missing cross-law analysis.
| Stage | Control | Output |
|---|---|---|
| Facts | Freeze parties, dates, amounts and documents | Fact sheet |
| Law | Open current primary sources | Legal map |
| Evidence | Resolve inconsistencies | Evidence index |
| Decision | Approve, remediate, disclose or escalate | Signed note |
The demand notice should correctly state debt, security, default and cure period.
SARFAESI s.13(2)
facility and security documents; account and NPA computation; notices and service proof; CERSAI and title records.
Build a facility-security-demand schedule.
Source review: 4 July 2026. Verify later amendments and case status before professional reliance.