Income Tax

Purchased vs Self-Generated Goodwill: Cost and Depreciation

CA Nikhil Gupta·Aug 2026·7 min readIncome Tax

Purchased goodwill can have statutory acquisition cost adjusted for depreciation previously allowed. Self-generated goodwill generally has nil cost.

Purchased goodwill can have statutory acquisition cost adjusted for depreciation previously allowed. Self-generated goodwill generally has nil cost. Neither qualifies for current depreciation under section 33.

Legal or Computational Framework

Governing rule

Sale agreement allocation, prior depreciation and whether the transaction is itemised or a slump sale change the computation.

Correct calculation method

Trace purchase price and earlier depreciation; classify self-generated elements; allocate consideration; apply capital-gain or slump-sale rules.

Step-by-step workflow

  1. Trace purchase price and earlier depreciation.
  2. classify self-generated elements.
  3. allocate consideration.
  4. apply capital-gain or slump-sale rules.
  5. Reconcile the input with official statements and supporting records.
  6. Calculate both legal eligibility and final tax impact.
  7. Record the effective date and review trigger.

Worked example

Goodwill purchased for ₹20 lakh with ₹5 lakh historic depreciation and sold for ₹28 lakh uses an adjusted cost, while self-generated brand goodwill sold separately normally has nil statutory cost.

The example is an illustration, not a substitute for the taxpayer's facts. A change in status, period, payment mode, document, city, asset, relationship or scheme can change the result.

Why generic pages get this wrong

Search pages often state a rate or limit without identifying the governing base. The calculation must distinguish gross receipt from taxable profit, tax from TDS, a deduction from an exemption, salary from business income, and an accounting entry from the tax treatment.

Decision matrix

Decision pointRequired treatment
Legal yearUse the Act, rules and notification effective for the income or transaction period
Taxpayer categoryConfirm residence, age, entity, employee/business status and regime
Calculation baseUse the statutory definition rather than CTC, net bank receipt or accounting label
Ceiling or rateApply actual-amount, percentage, shared, lifetime and gross-income limits in sequence
DocumentationLink every input to an invoice, statement, contract, certificate or official record
Final outputShow tax, surcharge, cess, interest and TDS/TCS credits separately

Entity and topical coverage

This page is written around the entities and concepts search engines expect for the topic: goodwill, slump sale, section 77, fair market value, net worth. They are used only where relevant and are connected to the live calculator and knowledge hub rather than repeated mechanically.

What Generic Pages Miss

  • Claiming depreciation on goodwill.
  • Accepting contract allocation without valuation.
  • Ignoring prior depreciation.
  • Confusing itemised and slump sale.
  • Omitting accountant report.

Practical Documentation Checklist

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For the complete rules on this topic, see the core guide: Goodwill Tax on Business Sale: Cost, Gain and No Depreciation.

See the broader Income-tax Act 2025 study guide hub for related rules and calculators on this topic.

Finin2min Summary

Purchased goodwill can have statutory acquisition cost adjusted for depreciation previously allowed. Self-generated goodwill generally has nil cost. Neither qualifies for current depreciation under section 33.

Finin2min rule: establish eligibility, calculate transparently, and preserve an audit trail.

Frequently Asked Questions

What is the direct answer for “purchased goodwill vs self generated goodwill tax”?
Purchased goodwill can have statutory acquisition cost adjusted for depreciation previously allowed. Self-generated goodwill generally has nil cost. Neither qualifies for current depreciation under section 33.
Which law and tax period apply?
Sale agreement allocation, prior depreciation and whether the transaction is itemised or a slump sale change the computation. Tax Year 2026–27 uses the Income-tax Act, 2025; AY 2026–27 remains under the 1961 Act.
How should the amount be calculated?
Trace purchase price and earlier depreciation; classify self-generated elements; allocate consideration; apply capital-gain or slump-sale rules.
What does the worked example show?
Goodwill purchased for ₹20 lakh with ₹5 lakh historic depreciation and sold for ₹28 lakh uses an adjusted cost, while self-generated brand goodwill sold separately normally has nil statutory cost.
Which documents should be kept?
Keep business transfer agreement, valuation report, asset/liability schedule, tax WDV and net worth. The calculation should be reproducible from these records.
What is the most common mistake?
The most common errors are claiming depreciation on goodwill and accepting contract allocation without valuation.

Source and review trail

Use the current official instrument, portal or regulator publication before acting. This panel separates the category authority from page-specific references.

Primary category
Income Tax
Official starting point
www.incometax.gov.in
Editorial review date
2026-08-02
Content status
Finin2min explanation; official source controls where facts, law, rates, forms or procedures can change.

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