Income Tax

Employer-Provided Laptops, Mobiles & Gadgets: Are They Taxable Perquisites?

Finin2min Tax Desk·June 2026·6 min readIncome Tax

Almost every salaried employee at some point uses a company laptop, a work phone, or gets to keep an old company device after an upgrade. Whether any of this counts as taxable income depends on a distinction the tax rules draw sharply: are you simply using the asset, or has it actually been given to you?

The Key Distinction: Use vs Transfer of Ownership

Rule 3(7)(vii) of the Income Tax Rules deals with the value of any benefit arising from the use of movable assets, other than laptops and computers, by an employee or their household members, belonging to the employer. Separately, Rule 3(7)(viii) deals with the situation where the employer transfers ownership of a movable asset to the employee. The tax treatment of these two situations is very different.

Use of Employer-Owned Laptops and Computers: Fully Exempt

Good news for most employees: The use of laptops and computers belonging to the employer, where ownership is not transferred to the employee, is specifically excluded from perquisite valuation. In other words, if your employer issues you a laptop or desktop computer to use for work (and personal use incidentally), and the asset remains the property of the employer, this does not create any taxable perquisite at all, regardless of how much personal use you make of it.

Use of Other Movable Assets (Not Laptops/Computers): 10% of Cost, Annually

For other movable assets owned by the employer and merely made available for the employee's use, such as furniture, appliances, or other equipment (not laptops or computers, which are exempt as above), the taxable perquisite value is computed as 10% per annum of the actual cost of the asset to the employer (or the hire charges, if the employer has taken it on rent), reduced by any amount recovered from the employee.

Transfer of Ownership: Taxable Based on Depreciated Value

When an employer actually transfers ownership of a movable asset to an employee, for example gifting an old laptop, mobile phone, or company car to the employee after a few years of use, this is treated as a taxable perquisite. The taxable value is the original cost of the asset to the employer, reduced by a notional depreciation for each completed year of use by the employer, minus any amount paid by the employee for the asset.

Depreciation Rates for Computing Perquisite Value on Transfer

Asset TypeDepreciation Method & Rate
Computers and electronic items50% per year, on a reducing balance (written down value) basis
Motor cars20% per year, on a reducing balance (written down value) basis
Any other asset (furniture, appliances, etc.)10% per year, on a straight-line basis

Worked Example: Company Laptop Given to Employee

Karan keeps his work laptop after 2 yearsKaran's employer purchased a laptop for Rs 1,00,000 and issued it to him for work use. While Karan was using it but the company retained ownership, there was no taxable perquisite at all, regardless of personal use, since laptops and computers are excluded from valuation under Rule 3(7)(vii). After 2 years, the company decides to transfer ownership of the laptop to Karan as part of a hardware refresh, and Karan pays nothing for it. Electronic items are depreciated at 50% per year on WDV basis for this purpose: after year 1, value = Rs 1,00,000 - 50% = Rs 50,000; after year 2, value = Rs 50,000 - 50% = Rs 25,000. The taxable perquisite on transfer is therefore Rs 25,000, added to Karan's salary income for that year and taxed at his slab rate.

Mobile Phones and SIM Reimbursements

Reimbursement of actual mobile phone and internet bills incurred for official purposes, supported by bills, is generally treated as a reimbursement of business expenditure and not a perquisite, provided the connection is in the employee's name but used substantially for work and the employer's policy treats it as a business expense reimbursement. Where an employer-owned phone is simply used by the employee (ownership not transferred), similar reasoning to the laptop exemption is often applied in practice for company-owned mobile devices used for work, though mobile phones are not as explicitly named in Rule 3(7)(vii) as laptops and computers are, so employers should apply this carefully.

Practical Takeaway for Employees

If you are simply using company-owned equipment, including laptops and computers, you generally have nothing to worry about from a perquisite tax perspective. The tax question arises specifically when ownership changes hands, typically when older equipment is gifted to employees during a refresh cycle, and at that point the depreciated value (not the original purchase price) becomes the taxable amount.

💻
Reviewing your salary perquisites?See how different employer-provided benefits add up in your overall tax computation.
Check Your Tax

Frequently Asked Questions

Is a company car given to an employee for personal use taxed the same way as a laptop?
No. Company cars have their own detailed perquisite valuation rules under Rule 3(2), based on cubic capacity of the engine and whether the car is used purely for official purposes, purely personal, or mixed use, with fixed monthly amounts depending on these factors. This is different from the laptop and computer exemption under Rule 3(7)(vii), and different again from the depreciation-based valuation that applies if a car's ownership is eventually transferred to the employee.
Does the laptop exemption apply to tablets and smartphones as well?
Rule 3(7)(vii) specifically refers to laptops and computers. Tablets and smartphones are not explicitly listed in this exemption, which creates some ambiguity in practice. Many employers extend similar treatment to tablets and work phones provided for official use where ownership is not transferred, but this is based on interpretation rather than an explicit statutory exemption, so practices can vary between employers.
What if I buy the laptop from my employer at a discounted price rather than receiving it free?
If you pay an amount for the asset when ownership is transferred, that amount is subtracted from the depreciated value computed as per the table above, and only the resulting positive difference (if any) is treated as a taxable perquisite. If the amount you pay equals or exceeds the depreciated value, there is no taxable perquisite on the transfer.