Question,Practical answer,Law/source verification,State-specific follow-up,Owner
Does an encumbrance certificate prove full ownership?,"No. It is one search record. Check original/certified deeds, land records, registry indexes, litigations, mortgage/charges, possession and authority of seller.",See guide official references,,
Should I buy before receiving the occupancy certificate?,"Evaluate project-specific legality, possession risks, lending requirements and local building laws; do not equate a payment demand with lawful occupation.",See guide official references,,
Does RERA registration guarantee a property has no title defects?,"No. It supports statutory promoter disclosures; independent title, plan, approval and encumbrance diligence remains necessary.",See guide official references,,
When must property TDS be deducted?,"The facts, seller residency, value and operative income-tax rules decide the applicable withholding. Map new law section and prescribed forms for tax year 2026-27, not outdated 1961-only form references.",See guide official references,,
Can I pay booking money in cash?,Cash transaction limits and recording requirements can apply. Use traceable permitted payment methods and professional tax advice before large payments.,See guide official references,,
Who pays unpaid society maintenance?,"Check local law, society records and written sale agreement; hold back disputed dues and obtain a no-dues certificate where available.",See guide official references,,
Can a lease be signed only on plain paper?,"Stamping and registration requirements depend on tenure, State law and contract type; obtain correctly executed and stamped instrument before occupation.",See guide official references,,
What is refundable security deposit?,"Specify amount, permissible deductions, inspection, interest if agreed, refund date and set-off mechanics in the lease; do not rely on verbal promises.",See guide official references,,
How do I confirm the authorised built-up area?,"Compare sanctioned plan, actual survey, property description and approval/completion documents; distinguish super built-up marketing figures from legally disclosed carpet area.",See guide official references,,
How do I buy a tenanted property?,"Review lease terms, security deposit transfers, tenant rights, notices and rent arrears; obtain written attornment and possession status.",See guide official references,,
Can an NRI buy any property in India?,"FEMA imposes category/residency conditions, especially agricultural/plantation/farmhouse property; consult current RBI rules for exact status.",See guide official references,,
What if the seller refuses registration after advance?,"Preserve signed agreements and payment trail; use notice, contractual refund/specific performance and limitation analysis through a property lawyer.",See guide official references,,