FININ2MIN | CASE-SPECIFIC PROFESSIONAL REVIEW BRIEF
Fintech Startup: Complete India Guide
Prepared as an editable working document. This is not a legal opinion, statutory form or approval.

CASE FACTS TO COMPLETE
Entity / identifiers:
Client instruction and scope:
State / city / premises:
Business model / products / regulated activities:
Turnover / capacity / staffing / equipment / locations:
Proposed commencement or transaction date:
Documents supplied and version dates:

QUESTIONS FOR THE APPROPRIATELY QUALIFIED PROFESSIONAL
1. Regulatory perimeter
Facts: Draw the actual funds, credit, data and customer-contract flows.
Authority: RBI or other activity-specific regulator
Question: Does the company conduct a regulated activity, or only provide technology to an authorised institution?
Required evidence: Funds-flow map, contracts, authorisations, ownership, product screens and compliance allocation.
Official starting reference: https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx
Written conclusion / controlling instrument / assumptions / exceptions:

2. Investment-content and distribution branch
Facts: Identify personalised advice, paid research, execution, broking, distribution and financial promotion.
Authority: SEBI and other competent market authorities
Question: Do advice, research or transaction activities require a separate registration or a prohibition on the proposed model?
Required evidence: Service scope, remuneration, customer communications, registration and suitability/disclosure records.
Official starting reference: https://www.sebi.gov.in/
Written conclusion / controlling instrument / assumptions / exceptions:

3. Partner and customer evidence
Facts: Identify whose licence, account and grievance system each customer actually relies on.
Authority: Applicable regulated entity and regulator; consumer authorities
Question: Are product claims, data sharing and money flows consistent with the authorised partner arrangement?
Required evidence: Partner due diligence, approvals, settlement reconciliation, KFS/disclosures where applicable and incident logs.
Official starting reference: https://www.indiacode.nic.in/handle/123456789/15256
Written conclusion / controlling instrument / assumptions / exceptions:

SCOPE AND SIGN-OFF
Verify professional competence, practising status and any sector-specific authority; a CA/CS/advocate credential does not replace engineering, medical, radiation or government approval.
Opinion date and documents reviewed:
Conclusions and reasons, by issue:
Unresolved factual issues and restrictions:
Permitted next action and conditions precedent:
Renewal / change triggers:
Professional name / credentials / signature:
Client acknowledgement:
No sign-off is supplied by Finin2min through this blank brief.