Business,Activity,Authority,Process,Completion evidence,State and city,Official prescribed form URL,Applicability instrument,Fee from official schedule,Owner,Submission acknowledgement,Deficiency or inspection,Grant / conditions,Review date
Fintech Startup,Regulatory perimeter,RBI / SEBI / other activity regulator,"Map every product, entity, contract and money flow; identify whether registration/authorisation is required or a permitted outsourced role is used. Obtain legal assessment before launch.","Signed perimeter memo, authorisation/partner validation and prohibited-activity list.",,,,,,,,,
Fintech Startup,NBFC digital-lending partnership,Regulated NBFC; RBI directions,"Complete contractual due diligence, customer disclosure, funds-flow, data, audit and grievance controls under the NBFC’s applicable consolidated directions.","Executed agreement, control evidence, KFS journey tests and partner approval.",,,,,,,,,
Fintech Startup,Bank partnership,Regulated bank; RBI directions,Use the bank’s applicable direction set and outsourcing/security policies instead of mechanically adopting NBFC provisions. Agree responsibility and incident escalation in writing.,"Bank approval, contractual obligations and operational control matrix.",,,,,,,,,
Fintech Startup,Data and technology,"Regulated partner, applicable privacy/cyber authorities","Inventory data by purpose, access, retention, location and processor; implement security and incident controls. Map DPDP provisions to their commencement dates and separately comply with already applicable sectoral rules.","Data map, permissions, audit logs, retention schedule and tested incident runbook.",,,,,,,,,