/* Finin2min template styles - Phase 2 head-bloat reduction.
   This block was byte-identical across 629 article pages and is now
   served once and cached instead of inline on every crawl. */

:root{--navy:#0D2137;--blue:#1B4FD8;--blue-light:#EEF2FF;--teal:#0891B2;--green:#059669;--green-light:#ECFDF5;--amber:#D97706;--amber-light:#FFFBEB;--red:#DC2626;--page:#F4F6FA;--card:#FFFFFF;--border:#E2E8F0;--border2:#CBD5E1;--text1:#111827;--text2:#374151;--text3:#4B5563;--text4:#5f6b78;--shadow:0 1px 3px rgba(0,0,0,.08),0 1px 2px rgba(0,0,0,.06);--shadow-md:0 4px 6px -1px rgba(0,0,0,.07),0 2px 4px -1px rgba(0,0,0,.06);--font:'Inter',system-ui,sans-serif;--serif:'Playfair Display',Georgia,serif;}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}html{scroll-behavior:smooth;}
body{font-family:var(--font);background:var(--page);color:var(--text1);font-size:14px;line-height:1.6;-webkit-font-smoothing:antialiased;}
.page-wrap{max-width:760px;margin:0 auto;padding:32px 24px 80px;}
.breadcrumb{max-width:760px;margin:0 auto;padding:14px 24px 0;font-size:12px;color:var(--text3);}
.breadcrumb a{color:var(--text3);text-decoration:none;}.breadcrumb a:hover{color:var(--blue);}
.breadcrumb span{margin:0 5px;opacity:.5;}
.art-cat{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:10px;}
.art-title{font-size:clamp(1.5rem,2.5vw,1.85rem);font-weight:700;line-height:1.3;color:var(--navy);margin-bottom:12px;font-family:var(--serif);}
.art-meta-row{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin-bottom:24px;padding-bottom:16px;border-bottom:1px solid var(--border);font-size:13px;color:var(--text2);}
.art-meta-badge{background:var(--blue-light);border:1px solid #c7d7f7;color:var(--blue);border-radius:5px;padding:2px 8px;font-size:10px;font-weight:700;letter-spacing:.04em;}
.art-lead{font-size:15px;line-height:1.8;color:var(--text2);margin-bottom:28px;padding-bottom:20px;border-bottom:1px solid var(--border);}
.art-body{font-size:15px;line-height:1.8;color:var(--text2);}
.art-body h2{color:var(--navy);font-weight:700;font-size:18px;margin:28px 0 10px;line-height:1.3;}
.art-body h3{color:var(--navy);font-weight:700;font-size:15px;margin:20px 0 8px;}
.art-body p{margin-bottom:14px;color:var(--text2);}
.art-body ul,.art-body ol{margin:8px 0 14px 22px;color:var(--text2);}
.art-body li{margin-bottom:5px;}
.art-body strong,.art-body b{color:var(--navy);font-weight:700;}
.art-body a{color:var(--blue);text-decoration:underline;}
.art-body a:hover{color:#1541B5;}
.art-body table{width:100%;border-collapse:collapse;font-size:13px;margin:16px 0 20px;}
.art-body th{background:var(--blue-light);color:var(--navy);font-weight:700;padding:9px 12px;text-align:left;border:1px solid var(--border);}
.art-body td{padding:8px 12px;border:1px solid var(--border);color:var(--text2);vertical-align:top;}
.art-body tr:nth-child(even) td{background:#fafbfd;}
.tool-cta{display:flex;align-items:center;gap:14px;background:var(--blue-light);border:1px solid #c7d7f7;border-radius:10px;padding:14px 18px;margin:24px 0;}
.tool-cta-icon{font-size:24px;flex-shrink:0;}
.tool-cta-text{flex:1;font-size:13px;color:var(--navy);}
.tool-cta-text strong{display:block;margin-bottom:2px;}
.tool-cta-btn{background:var(--blue);color:#fff;font-weight:700;padding:8px 16px;border-radius:7px;font-size:12px;text-decoration:none;white-space:nowrap;transition:all .15s;flex-shrink:0;}
.tool-cta-btn:hover{background:#1541B5;text-decoration:none;color:#fff;}
.alert-box{background:var(--amber-light);border:1px solid #f0c070;border-radius:8px;padding:12px 16px;margin:20px 0;font-size:13px;color:var(--text2);}
.alert-box strong{color:var(--amber);}
.profile-card{background:var(--green-light);border:1px solid #a7e3c4;border-radius:10px;padding:14px 18px;margin:16px 0;font-size:13px;color:var(--text2);}
.profile-card strong{color:var(--green);display:block;margin-bottom:4px;font-size:13px;}
.faq-section h2{color:var(--navy);font-weight:700;font-size:18px;margin:28px 0 12px;}
.faq-item{border:1px solid var(--border);border-radius:8px;margin-bottom:8px;overflow:hidden;}
.faq-q{padding:12px 16px;cursor:pointer;display:flex;align-items:center;justify-content:space-between;font-size:13px;font-weight:600;color:var(--navy);background:var(--card);transition:background .15s;}
.faq-q:hover{background:#f8faff;}
.faq-arr{color:var(--blue);font-size:13px;transition:transform .2s;flex-shrink:0;margin-left:8px;}
.faq-a{display:none;padding:0 16px 12px;font-size:13px;color:var(--text2);line-height:1.75;border-top:1px solid var(--border);background:var(--card);}
.art-footer{margin-top:36px;padding-top:20px;border-top:1px solid var(--border);}
.art-footer-row{display:flex;gap:14px;align-items:center;flex-wrap:wrap;font-size:12px;color:var(--text3);}
.art-footer-links{display:flex;gap:14px;flex-wrap:wrap;}
.art-footer-links a{color:var(--blue);text-decoration:none;font-weight:500;font-size:11px;}
.related-calcs{margin:32px 0;}
.related-calcs h3{font-size:12px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px;}
.calc-chip-row{display:flex;flex-wrap:wrap;gap:8px;}
.calc-chip{background:var(--card);border:1px solid var(--border2);border-radius:20px;padding:5px 14px;font-size:12px;color:var(--text2);text-decoration:none;transition:all .15s;display:flex;align-items:center;gap:5px;}
.calc-chip:hover{border-color:var(--blue);color:var(--blue);background:var(--blue-light);}
.related-articles h3{font-size:12px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.06em;margin-bottom:12px;}
.related-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px;}
.related-card{background:var(--card);border:1px solid var(--border);border-radius:9px;padding:14px;transition:all .2s;text-decoration:none;display:block;}
.related-card:hover{border-color:var(--blue-light);box-shadow:var(--shadow-md);}
.rc-cat{font-size:9px;font-weight:700;letter-spacing:.06em;color:var(--blue);text-transform:uppercase;margin-bottom:6px;}
.rc-title{font-size:12px;font-weight:600;color:var(--navy);line-height:1.45;margin-bottom:6px;}
.rc-cta{font-size:11px;color:var(--blue);font-weight:600;}
footer{background:var(--navy);color:rgba(255,255,255,.6);padding:24px;text-align:center;font-size:11px;margin-top:40px;}
footer a{color:rgba(255,255,255,.5);text-decoration:none;margin:0 8px;}
footer a:hover{color:#fff;}
@media(max-width:600px){.art-meta-row{flex-direction:column;align-items:flex-start;gap:6px;}.tool-cta{flex-direction:column;align-items:flex-start;}.tool-cta-btn{width:100%;text-align:center;}}
.f2-site-nav{position:sticky;top:0;z-index:300;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid #E2E8F0;box-shadow:0 1px 3px rgba(0,0,0,.08);}
.f2-site-inner{max-width:1280px;margin:0 auto;padding:0 24px;height:60px;display:flex;align-items:center;gap:16px;}
.f2-site-logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0;}
.f2-site-logomark{width:34px;height:34px;background:linear-gradient(135deg,#1B4FD8,#0891B2);border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:900;font-size:13px;letter-spacing:-.5px;flex-shrink:0;}
.f2-site-logoname{font-size:17px;font-weight:800;color:#0D2137;letter-spacing:-.03em;}
.f2-site-logoname span{color:#1B4FD8;}
.f2-site-links{display:flex;gap:4px;align-items:center;flex:1;}
.f2-site-links a{padding:6px 12px;border-radius:6px;color:#374151;font-size:13px;font-weight:500;text-decoration:none;transition:all .15s;white-space:nowrap;}
.f2-site-links a:hover{background:#EEF2FF;color:#1B4FD8;}
@media(max-width:960px){.f2-site-links{display:none;}.f2-site-inner{gap:8px;}}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}